ICICI Bank share price jumps 2% after lender posts 8% YoY rise in Q4 PAT, improving asset quality

ICICI Bank shares jumped 2% to hit its intraday high of ₹1,373.70 during the early market session on Monday, April 20, after the institutional lender announced an 8% year-on-year (YoY) rise in March quarter net profits and improving asset quality over the weekend.

During the pre-market session on NSE, ICICI Bank shares surged to ₹1,420 at 9:00 am, before dropping lower ahead of the opening bell at 9:15 am. The shares opened at ₹1,364.70 on April 20.

As of 10:06 am, ICICI Bank was trading 1.8% higher at ₹1,371 on Monday’s market, compared to ₹1,346.80 at the previous stock market close, according to NSE data.

ICICI Q4 results snapshot

India’s second-largest private sector lender, ICICI Bank, recorded an 8% rise in its net profit to ₹13,701 crore in the January to March quarter of the financial year ended 2025-26. The bank’s net profits were at ₹12,629 crore in the fourth quarter of the previous fiscal year.

The bank’s net interest income (NII) rose by 1.99% YoY to ₹43,275 crore, compared to ₹42,430 crore in the same quarter of the previous fiscal year, according to the standalone financial statement.

ICICI Bank’s income from the retail banking segment dropped to ₹40,608 crore in the March quarter, compared to ₹40,617 crore in the same period a year ago, while the wholesale banking revenues surged 7.3% YoY to ₹23,115 crore in the fourth quarter, compared with ₹21,536 crore in the same period a year ago.

The institutional lender’s earnings per share (EPS) extended to 19.15 in the fourth quarter, compared to 17.87 in the same quarter of the previous financial year, according to the standalone statements.

The board also announced a ₹12 per share dividend issue with a face value of ₹2 apiece, subject to the approval of the shareholders.

Improving asset quality

The financial statements showed that ICICI Bank’s asset quality was improving with the gross non-performing assets (NPAs), as a percentage of total advances, softened by 27 basis points to 1.40% in the fourth quarter, compared to 1.67% in the same period the previous fiscal year.

The bank also reduced its allocations towards provisioning for bad loans highlighting the expectations of a potential reduction in bad debts ahead in the upcoming quarters.

NSE filings showed that ICICI Bank’s provisions were down by 89% to ₹96.16 crore in the March quarter, compared to ₹890.70 crore in the same period a year ago, as per the standalone financial statements.

ICICI Bank share price trend

ICICI Bank shares have gained 145% in the last five years, and delivered more than 53% returns over the last three years, according to NSE data. The company shares have lost 2.5% in one year but are up 2.4% on a year-to-date (YTD) basis.

The exchange data also showed that ICICI Bank shares have risen 10% in one month, and are trading over 1.4% higher in the last five market sessions.

Shares of ICICI Bank hit its 52-week high of ₹1,500 on July 25, 2025, while the 52-week low was at ₹1,187.60 on April 2, 2026, NSE data showed. The company’s market capitalisation (M-Cap) was at over ₹9.79 lakh crore as of Monday’s trading session.