ICICI Bank Q4 results: Net profit jumps over 8% YoY to ₹13,701 crore; NII rises 1.9%; ₹12/share dividend declared

NSE filings showed that ICICI Bank’s net interest income (NII) for the fourth quarter rose by 1.99% to ₹43,275 crore, compared year-on-year (YoY) with ₹42,430 crore in the same period a year earlier.

The standalone statements also showed that the earnings per share (EPS) extended to 19.15 in the March quarter, compared to 17.87 in the same quarter of the previous fiscal year.

Although the lender’s retail banking segment witnessed a marginal decline to ₹40,608 crore, compared to ₹40,617 crore, the wholesale banking portion fuelled the revenue gains for the quarter, rising 7.3% to ₹23,115 crore in the March quarter, compared with ₹21,536 crore in the same period a year ago.

NPA drops by 27 bps

ICICI Bank’s non-performing assets (NPA) dropped 27 basis points to 1.40% as of the end of the March quarter of FY2025-26, compared to 1.67% in the same period a year ago, according to the filings.

The data also showed that the private lender’s provisioning for bad debt allocation witnessed an 89% fall to ₹96.16 crore in the fourth quarter, compared year-on-year with ₹890.70 crore in the previous fiscal year, showing the reduction in expectations of bad debts ahead.

ICICI Bank dividend issue

ICICI Bank’s board of directors, in their quarterly meeting held on Saturday, announced that the company has recommended a ₹12 per share dividend issue with a face value of ₹2 apiece, subject to the approval of the shareholders, according to the NSE filing.

“The board of directors of ICICI Bank Limited, at its meeting held today, recommended a dividend of ₹12 per equity share of face value of ₹2 each, subject to requisite approvals,” according to the exchange filing.

This means every eligible shareholder will be receiving a dividend payment of ₹12 per share for every share they own of ICICI Bank up to 24 hours ahead of the company's fixed ‘record date’ for the payment.

As of the date, the institutional lender has not announced the ‘record date’ or further details of the dividend payment. The recommendation will be considered and up for shareholder approval in the upcoming meeting.

ICICI Bank share price trend

ICICI Bank shares closed 0.10% higher at ₹1,346.80 after Friday’s stock market session, compared to ₹1,345.50 at the previous market close, according to NSE data. The company announced its Q4 results on a regular market weekend on Saturday.

Shares of ICICI Bank have delivered more than 138% returns on their investment in five years, and over 50% returns in the last three years, as per the market data. However, the institutional lender’s stock has lost 3.8% in one year.

The bank’s stock is up 1% so far in 2026, and has gained nearly 5% over the past one-month period. ICICI Bank shares were trading 2.34% higher over the last five market sessions on NSE.

The second-largest private bank’s stock hit its 52-week high of ₹1,500 on July 25, 2025, while the 52-week low was at ₹1,187.60 on April 2, 2026, according to the exchange data. ICICI Bank’s market capitalisation (M-Cap) was at over ₹9.68 lakh crore as of the week ended Friday, April 17.