return to news
  1. UPS Jeevan Setu facility enabled for pensioners: How to submit Digital Life Certificate by November 30 to ensure monthly payouts

Personal Finance News

UPS Jeevan Setu facility enabled for pensioners: How to submit Digital Life Certificate by November 30 to ensure monthly payouts

image Sangeeta Ojha

3 min read | Updated on October 31, 2026, 09:49 IST

SUMMARY

PFRDA enables the UPS Jeevan Setu facility for pensioners. Check how to generate and submit a Digital Life Certificate through Aadhaar authentication by November 30 to ensure uninterrupted monthly payouts.

UPS Jeevan Setu facility enabled for pensioners

According to a PFRDA circular dated October 30, 2026, the facility has been introduced to simplify the submission of Life Certificates, improve accessibility and facilitate timely compliance by eligible UPS pensioners. Representational image/AI generated.

The Pension Fund Regulatory and Development Authority (PFRDA) has enabled the "UPS Jeevan Setu - Digital Life Certificate (DLC)" facility for pensioners covered under the Unified Pension Scheme (UPS). The mobile application-based facility allows eligible pensioners to generate and submit their Digital Life Certificates through Aadhaar-based authentication.

Open FREE Demat Account within minutes!
Join now
According to a PFRDA circular dated October 30, 2026, the facility has been introduced to simplify the submission of Life Certificates, improve accessibility and facilitate timely compliance by eligible UPS pensioners.

The facility is available through the NPS by Protean eGov mobile application.

UPS pensioners must submit Digital Life Certificate by November 30

PFRDA has stated that all pensioners under the Unified Pension Scheme are required to submit their Digital Life Certificates annually by November 30.

The circular states that the submission is necessary "to ensure uninterrupted continuation of their monthly assured payouts."

All nodal offices have also been advised to widely communicate the availability and use of the facility among eligible UPS pensioners under their jurisdiction.

They have been asked to create awareness about the prescribed timelines for Digital Life Certificate submission to ensure timely compliance and avoid interruption in monthly payouts.

How to generate UPS Jeevan Setu Digital Life Certificate

Pensioners can generate their Digital Life Certificates through the NPS, UPS and APY mobile application by following these steps:
  • Open the NPS, UPS and APY Mobile App.

  • Select "UPS Jeewan Setu - Digital Life Certificate" from the home screen.

  • Enter the PRAN and Date of Birth (DOB) and subsequently enter the OTP received on the registered mobile number.

  • Select Aadhaar and enter the Aadhaar number.

  • Select "Continue with Aadhaar" and complete the authentication.

  • Select "Face Authentication."

  • Upon successful authentication, the system will generate the Life Certificate.

  • A confirmation message indicating that the Life Certificate has been generated successfully will be displayed.

  • Click "Done" to complete the process and exit.

The Life Certificate will be validated through Aadhaar authentication.

PFRDA advises nodal offices to inform UPS pensioners

PFRDA has advised all nodal offices to disseminate information about the new facility among eligible UPS pensioners and create awareness regarding its usage.

The authority has emphasised timely submission of Digital Life Certificates within the prescribed deadline to avoid any interruption in monthly assured payouts.

The circular, numbered PFRDA/2026/54/SUP-CG-SG/02, was issued on October 30, 2026, with the approval of the competent authority.

For all personal finance updates, visit here

About The Author

image Sangeeta Ojha
Sangeeta Ojha is a business and finance journalist with experience across leading media platforms like Mint and India Today. She has built a reputation for covering a wide range of personal finance topics, including income tax, mutual funds, insurance, savings and investing.

Next Story

End of additional stories