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  5. 11 Gold ETFs posted 100% returns in a year. Here's how a ₹5,000 SIP in these grew over 10 years

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11 Gold ETFs posted 100% returns in a year. Here's how a ₹5,000 SIP in these grew over 10 years

rajeev kumar
By Rajeev Kumar

5 min read | Updated on July 28, 2026, 10:19 IST

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SUMMARY

Although these 11 Gold ETFs have a track record of more than 10 years, only five of them have assets under management exceeding ₹10,000 crore.

gold etf news

All these Gold ETFs delivered over 100% returns in a year between January 29, 2025 and January 29, 2026.

Gold Exchange-Traded Funds (ETFs) drew strong investor interest in 2025 as gold prices surged. Investors continue to be drawn to Gold ETFs even in 2026.
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While several gold ETFs have been launched in the last few years, there are only 11 schemes with a track record of more than 10 years.

In this article, we look at how these schemes performed during the gold bull run of 2025 and how a ₹5000 monthly SIP in them would have grown over the 10 years ended July 24, 2026.

Please note that this article is based on data from ACE MF and is intended for educational and informational purposes. It should not be construed as a recommendation to invest in any of the schemes mentioned.

What are the 11 schemes?

All these Gold ETFs delivered over 100% returns in a year between January 29, 2025 and January 29, 2026, according to ACE MF data.

However, there were slight variations in their final returns in this period. The value of a monthly SIP of ₹5000 over 10 years also varies slightly, but it is not very big (See the below table)

ETF nameAUM (₹ crore)1-year return between Jan 29, 2025 and Jan 29, 2026 (%)Value of ₹5,000 SIP in 10 years
Nippon India ETF Gold BeES52,717113.43₹17.51 lakh
SBI Gold ETF23,780113.51₹17.63 lakh
ICICI Pru Gold ETF25,226114.00₹17.68 lakh
HDFC Gold ETF22,008113.00₹17.66 lakh
Kotak Gold ETF13,419113.72₹17.70 lakh
Axis Gold ETF5,026113.76₹17.70 lakh
Aditya Birla SL Gold ETF2,705113.98₹17.79 lakh
Invesco India Gold ETF696110.04₹17.79 lakh
LIC MF Gold ETF1,344106.92₹17.97 lakh
Quantum Gold ETF692114.70₹17.65 lakh
UTI Gold ETF4,010.66111.94₹17.75 lakh
Source: ACE MF, performance as of July 24, 2026

Key observations

1)High returns in the short term do not necessarily translate into higher SIP corpus in the long run
Some schemes that generated lower one-year returns generated higher SIP corpus over 10 years. For example: LIC MF Gold ETF posted a one-year return of 106.92%, the lowest among 11 schemes. However, a ₹5,000 monthly SIP in the scheme could have grown to ₹17.97 lakh over 10 years, the highest corpus among the funds in the comparison.
In contrast, ICICI Pru Gold ETF and Quantum Gold ETF delivered higher one-year returns of 114% and 114.70%, respectively. However, the value of a ₹5,000 monthly SIP in these schemes would have been ₹17.68 lakh and ₹17.65 lakh, respectively, lower than that of LIC MF Gold ETF.
2)Only five Gold ETFs manage assets worth over ₹10,000 crore
Although these 11 schemes have a track record of more than 10 years, only five of them have assets under management exceeding ₹10,000 crore. Nippon India ETF Gold BeES is the largest Gold ETF by AUM at ₹52,717 crore, followed by ICICI Pru Gold ETF (₹25,226 crore), SBI Gold ETF (₹23,780 crore), HDFC Gold ETF (₹22,008 crore) and Kotak Gold ETF (₹13,419 crore).
3)Small difference in long-term wealth creation

A ₹5,000 monthly SIP over 10 years grew to between ₹17.51 lakh and ₹17.97 lakh across the schemes, indicating relatively small differences in long-term wealth creation. The gap between the highest and lowest SIP corpus is only about ₹46,000 (₹17.97 lakh minus ₹17.51 lakh), indicating long-term returns across these gold ETFs have been broadly similar.

For example, the largest ETF, Nippon India ETF Gold BeES, delivered a lower SIP corpus (₹17.51 lakh) than several smaller schemes. Despite variations in one-year returns, all schemes turned a ₹5,000 monthly SIP into a corpus of around ₹17.5 lakh-₹18 lakh over the decade.

4)This was an exceptional one-year rally, not a typical behavior

Gold ETFs delivering over 100% returns in a year is exceptional. Never in the past have any of these schemes delivered such returns. For the future also, it would be wise not to have such return expectations. This is also true for gold prices, as it is historically rare for the yellow metal prices to double within 12 months. Therefore, investors should treat this as an outlier period, which was driven by inflation fears, a weak rupee, geopolitical risk, and central bank buying.

Disclaimer: The information contained in this article is for informational purposes only and does not represent investment advice from Upstox. Investment decisions should be made based on independent research or consultation with a registered financial advisor. Past performance is not indicative of future results.

About The Author

rajeev kumar
Rajeev Kumar is a Deputy Editor at Upstox, and covers personal finance stories. In over 11 years as a journalist, he has written over 2,000 articles on topics like income tax, mutual funds, credit cards, insurance, investing, savings, and pension. He has previously worked with organisations like 1% Club, The Financial Express, Zee Business and Hindustan Times.

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