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  1. Bandhan Bank enters credit card market with four new variants: What you need to know

Personal Finance News

Bandhan Bank enters credit card market with four new variants: What you need to know

Upstox

3 min read | Updated on September 08, 2026, 07:28 IST

SUMMARY

The cards target different customer segments and spending patterns, with features spanning rewards, travel, dining, entertainment and premium lifestyle benefits.

bandhan bank credit card

The four variants offer different benefits based on their positioning.

Bandhan Bank has entered the credit card market with the launch of four card variants in partnership with Mastercard, as the lender expands its product offering as a universal bank. These are Sparks, Ignite, Flare and Lumina.
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The cards target different customer segments and spending patterns, with features spanning rewards, travel, dining, entertainment and premium lifestyle benefits.

The four variants offer different benefits based on their positioning:
Sparks: Rewards on grocery and apparel spends, welcome reward bonus, domestic airport lounge access, BookMyShow offers, fuel surcharge waiver and EMI cashback benefits.
Ignite: Rewards on grocery and travel spends, welcome and milestone rewards, domestic and international lounge access and EazyDiner benefits.
Flare: A travel-focused card with an Amazon Pay Voucher as a welcome benefit, domestic and international airport lounge access, BookMyShow and EazyDiner benefits, and golf privileges.
Lumina: A premium card offering rewards on international spends, an Oberoi gift voucher as a welcome benefit, domestic and international lounge access, concierge services, airport meet-and-greet services, BookMyShow and EazyDiner benefits, and golf privileges.

Speaking on the launch, Partha Pratim Sengupta, MD & CEO, Bandhan Bank, said: "The launch of Credit Cards marks a significant milestone in our journey as a universal bank. Our new credit card portfolio, launched in collaboration with Mastercard, reflects our commitment to serving the aspirations of a digital-first India, featuring a seamless end-to-end digital application journey and convenient card servicing experience. With Sparks, Ignite, Flare and Lumina, we have created a comprehensive suite of products that caters to a wide spectrum of customers, from Gen Z and emerging affluent consumers to seasoned travellers and premium lifestyle seekers, offering meaningful rewards, convenience and curated benefits at every stage of their financial journey."

Speaking on the launch, Rajinder Kumar Babbar, ED & CBO, Bandhan Bank, said, “The launch of our credit cards marks another important step in strengthening Bandhan Bank’s customer-first product suite. With a portfolio designed around diverse spending needs and aspirations, we are bringing together digital convenience, meaningful rewards and relevant lifestyle benefits. We look forward to creating greater value for our customers as we expand our presence in the evolving credit card ecosystem.”

Highlighting the importance of the association, Gautam Aggarwal, President, India & South Asia, Mastercard, said, “India’s credit landscape is evolving rapidly, driven by rising digital adoption, changing consumer expectations, and a growing appetite for differentiated payment experiences. At Mastercard, we are committed to supporting our partners unlock these opportunities through secure, seamless, and innovative payment solutions. This collaboration brings together Bandhan Bank's strong customer reach and Mastercard's global network and capabilities to deliver credit products that are relevant, rewarding, and designed for the diverse needs of today's consumers."

The cards can be applied for online or at Bandhan Bank branches. Customers can apply through the bank's credit card application portal at https://applycc.bandhan.bank.in.

Bandhan Bank currently operates across 35 of the 36 States and Union Territories in India and serves more than 3.2 crore customers through a network of over 6,400 banking outlets.

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Upstox
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