Life Certificate deadline for Central Govt pensioners: Will your pension stop after the due date?

What is the last date for Life certificate submission for Central Govt pensioners?

For pensioners below 80 years of age: You must submit your Annual Life Certificate between November 1 and November 30, 2025.

Will your pension stop after the deadline?

Yes, temporarily. If you do not submit your Life Certificate by 30th November 2025, your pension may be stopped/suspended by your Pension Disbursing Authority (bank or treasury) until the certificate is received.

Once you submit it (even after the deadline), your pension will be restored, and any arrears due for the withheld months are usually released.

Modes for submitting Life Certificate

An annual Life Certificate can be submitted manually or digitally as per the convenience of the pensioner.

1. Physical appearance before the Pension Disbursing Authority (PDA)

Pensioners can personally visit their Pension Disbursing Authority (bank/post office/treasury) to submit the Life Certificate in person.

2. Signed certificate by designated official

Personal appearance not required if the pensioner submits a Life Certificate signed by any ‘designated official’ listed below (as per Para 14.3 of CPAO Scheme Booklet):

• Magistrate

• Registrar or Sub-Registrar

• Gazetted Government servant

• Police Officer (Sub-Inspector or above)

• Postmaster / Sub-Postmaster / Inspector of Post Offices

• Class-I officer of RBI / SBI / subsidiary bank

• Justice of Peace

• BDO / Munsif / Tehsildar / Naib Tehsildar

• Head of Village Panchayat / Gram Panchayat / Gaon Panchayat / Executive Committee of a Village

• Member of Parliament / State Legislature / Union Territory Legislature

• Treasury Officer

3. Online Submission via Jeevan Pramaan Portal

Pensioners can submit the Digital Life Certificate (DLC) using biometric authentication (fingerprint/iris).

4. Face Authentication via Jeevan Pramaan Mobile App

A pensioner can generate a Digital Life Certificate (DLC) using Face Authentication through Aadhaar.

Works from any smartphone using the Jeevan Pramaan app.

5. Doorstep Service through India Post Payments Bank (IPPB)

A pensioner can request a Postman to visit their home and generate a Digital Life Certificate.

• Post Info App (Android/iOS)

• Nearest Post Office

• Email: contact@ippbonline.in

6. Doorstep Banking through PSB Alliance

Public Sector Banks (PSB Alliance) offer Doorstep Banking for Life Certificate collection.

Pensioners can book the service via:

• Mobile App: “Doorstep Banking” (Play Store / App Store)

• Website: https://psballiance.com/doorstep-banking.html