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  1. Life certificate submission for pensioners last date 2025: 13 FAQs to know before 30th November

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Life certificate submission for pensioners last date 2025: 13 FAQs to know before 30th November

sangeeta-ojha.webp

4 min read | Updated on November 28, 2025, 15:12 IST

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SUMMARY

Here are the most important frequently asked questions (FAQs) to help pensioners understand the process, required documents, and different ways to submit the certificate before the November 30 final deadline.

life certificate for pensioners faqs

Pensioners must submit their life certificate before 30th November 2025. | Image: Shutterstock

Senior citizens must submit their life certificate before 30th November 2025 to continue receiving pension. The Life Certificate can be submitted online through platforms like Jeevan Pramaan, or physically at pension disbursing banks

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Here are the most important frequently asked questions (FAQs) to help pensioners understand the process, required documents, and different ways to submit the certificate before the final deadline.

1. What is a life certificate?

A life certificate is an official document confirming that a pensioner is alive.

2. Why is a life certificate required?

All government and bank pensioners must ensure uninterrupted pension payments. Submitting this certificate is essential to continue receiving the monthly pension without delays.

3. Who needs to submit a life certificate?

All senior citizens receiving:

  • Central or state government pension

  • Family pension

  • Monthly pension from public sector banks

4.How to submit a life certificate?

1. Offline submission
  • Visit your pension disbursing agency or bank branch.

  • Carry your ID proof and pension details.

  • Some banks may also require a passport-size photograph.

2. Online submission via Jeevan Pramaan
  • Go to the Jeevan Pramaan portal (https://jeevanpramaan.gov.in).
  • Use your Aadhaar number for biometric verification.

  • A digital life certificate will be generated and sent directly to your pension authority.

5. What are the documents required for a life certificate?

  • Pensioner’s ID proof (Aadhaar, pension ID, or bank passbook)

  • Jeevan Pramaan ID (for online submission)

6. Who is eligible for Jeevan Pramaan?

  • Only pensioners whose Pension Sanctioning Authority (PSA) is onboarded on the Jeevan Pramaan platform are eligible.

  • Remarried or re-employed pensioners are not eligible for this service.

  • The list of onboarded PSAs can be found under the 'Circulars' tab on the Jeevan Pramaan portal. ( Read More)

7. Can family members submit a life certificate on behalf of a senior citizen?

No, the certificate must be submitted personally by the pensioner. Online submission via Jeevan Pramaan allows seniors to submit digitally without visiting the bank.

8. Why are both parents now required to submit life certificates to receive the enhanced rate of family pension?

Now, both parents will have to submit life certificates to avail of the enhanced rate of family pension benefit. Earlier, there was no clause to submit a life certificate to avail of the enhanced rate of family pension. This change aims to prevent the overpayment of pensions and ensure accurate payment following the death of one of the parents. ( Read More)

9.How can Central Government pensioners living abroad submit their life certificate?

For pensioners residing abroad, the government has recently issued a notification detailing convenient methods to complete this necessary procedure without requiring a trip to India.( Read More)

10. How is India Post Payments Bank (IPPB) helping EPFO pensioners submit their Digital Life Certificates (DLCs) from home?

India Post Payments Bank (IPPB) is enabling EPFO pensioners to submit their Digital Life Certificates (DLCs) from home using devices equipped with face authentication and fingerprint biometric technology. IPPB has signed an MoU with the Employees’ Provident Fund Organisation (EPFO) to provide doorstep DLC services under the Employees’ Pension Scheme, 1995. ( Read More)

11.What happens if a life certificate is not submitted by 30th November?

12. How to check if the life certificate has been accepted?

  • For online submissions, check the Jeevan Pramaan portal.
  • For offline submissions, confirm with your bank or pension disbursing agency.

13. Is it mandatory to submit a life certificate every year?

Yes, it must be submitted annually to continue receiving pension.

Life Certificate Submission Deadline: 30th November 2025

Pensioners must submit their life certificate before 30th November 2025. Missing this deadline may result in temporary stoppage of pension payments.
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About The Author

sangeeta-ojha.webp
Sangeeta Ojha is a business and finance journalist with vast experience across leading media platforms, including Mint and India Today. Passionate about personal finance, she has built a reputation for covering a wide range of PF topics—from income tax and mutual funds to insurance, savings, and investing.

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