Small savings scheme rates for July-September 2026: PPF, SCSS, KVP, and others announcement due on June 30

The government is expected to announce interest rates for small savings schemes for the July-September 2026 quarter on June 30. Investors in popular schemes such as the Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) will be watching closely to see whether the rates are revised after remaining unchanged for an extended period.

Current interest rates (April-June 2026)

For the April-June 2026 quarter, the government kept interest rates unchanged across all small savings schemes for the eighth consecutive quarter. The rates have remained the same since the notification issued for the quarter beginning April 1, 2026.

"The rates of interest on various Small Savings Schemes for the first quarter of FY 2026-27, starting from April 1, 2026, and ending on June 30, 2026, shall remain unchanged from those notified for the fourth quarter (January 1, 2026 to March 31, 2026) of FY 2025-26," the finance ministry had said in a notification.

What investors can expect

With the current quarter ending on June 30, investors are now waiting for the government's decision on interest rates for the July-September 2026 quarter. Any revision could affect returns for both new and existing investors, depending on the scheme's interest rate reset rules.

The Finance Ministry generally announces the revised rates at the end of every quarter, and the new rates come into effect from the first day of the next quarter.