Post Office Sukanya Samriddhi Account: Deposit up to ₹50,000 cash without paperwork, how it works

If your CIF has already been converted to an e-KYC CIF, then you can deposit up to ₹50,000 in cash in your girl child's SSY account on the basis of Aadhaar authentication without submitting the pay-in-slip.

After receiving the cash from the depositor, the branch postmaster will log in to the Digital Rural Enterprise Application for Mobiles (DREAM) app and follow the below-mentioned steps to complete the deposit:

• Select Core Banking Services in the Home Page Menu.

• Click on cash deposit

• Enter the account number

• Click on ‘Search’ button

• Account details (Account Number, CIF ID, Name, Scheme and Balance) will be fetched and displayed.

• Enter the amount of transaction as orally confirmed by the depositor

• Click on ‘Initiate Transaction’

• If the CIF of the account number entered is an e-KYC CIF, then click on ‘e-KYC’ option

• Enter the OTP sent to BPM’s mobile number

• Click on ‘Verify OTP’

• Click on the consent check box

• Click on ‘Biometric Authentication’

• Request the depositor for biometric authentication

If the CIF of the account number entered is a non-e-KYC CIF, then the depositor must submit a pay-in slip.

The BPM can print the receipt/ acknowledgement. The customer will also receive a system-generated SMS after the successful completion of the transaction.