Mahindra Finance zooms on reporting marginal rise in overall disbursement in Q1FY26

Shares of M&M Finance traded 2.3% higher in trade on Thursday afternoon after the company reported a marginal rise in the disbursement for Q1FY26

Mahindra & Mahindra Financial Services (Mahindra Finance) has reported around 1% growth in overall disbursement to around ₹12,800 crore in Q1FY26 (excluding finance lease).

Business Assets at around ₹1,21,800 crore grew by around 15% over June 2024. The Collection Efficiency (CE) is estimated at 95% for Q1FY26 (In Q1FY25, CE was 94%).

As at June 30, 2025, Stage-3 is estimated in the range of 3.8% to 3.9% (vs. 3.7% as at March 31, 2025 and 3.6% as at June 30, 2024) and Stage-2 is estimated in the range of 5.8% to 5.9% (vs. 5.4% as at March 31, 2025 and 6.1% as at June 30, 2024). The Company continued to enjoy a comfortable liquidity position on its Balance Sheet, with a liquidity chest of over ₹9,600 crore.

In Q4FY25, the net profit for the quarter declined 9% YoY to ₹563 crore as against ₹619 crore in Q4FY24. FY25 net profit jumped 33% YoY to ₹2,345 crore as compared to ₹1,760 crore. The core net interest income jumped 9% YoY for the quarter to ₹2,156 crore on a 17% YoY growth in loan book.

Mahindra Finance is one of India’s leading non-banking finance companies