HDB Financial share price declines nearly 4% as Q1 profit down 2.4% to ₹568 crore; 10 points you need to know

The company posted a 2.4% fall in profit after tax at ₹568 crore for the quarter ended June 2025. Its post-tax profit was at ₹582 crore, according to a regulatory filing.

HDB Financial Services share price

HDB Financial Services shares declined as much as 3.82% to ₹809 apiece on the NSE. The stock settled 3% lower at ₹816.

HDB Financial Services Q1 results in 10 points

• The asset under management (AUM) of HDB Financial Services, a subsidiary of HDFC Bank, grew 14.7% to ₹1,09,690 crore as of June 2025, compared to ₹95,643 crore at the end of June 2024.
• Its net total income stood at ₹2,726 crore in the quarter under review, up 14.2% from ₹2,387 crore as of June 30, 2024.
• Total gross loans grew 14.3% to ₹1,09,342 crore as of Q1 FY26 against ₹95,629 crore in the June quarter of FY25.
• Net interest income was ₹2,092 crore in the latest April-June quarter, compared to ₹1,768 crore a year back, reflecting a growth of 18.3%.
• The NBFC's pre-provisioning operating profit advanced 17.2% year-on-year (YoY) to ₹1,402 crore as of June 30, 2025.
• The loan losses and provisions stood at ₹670 crore in Q1 FY26 vs ₹412 crore in Q1 FY25.
• HDB Financial's profit before tax (PBT) fell 6.5% to ₹733 crore in the period ended June 30, 2025, compared to ₹784 crore in the year-ago period.
• Its Gross Stage 3 loans were at 2.56% vs 1.93% as of June 30, 2024.
• Net Stage 3 loans stood at 1.11% in the latest June quarter vs 0.77% as at June 30, 2024.
• Provisioning coverage was at 56.70% on stage 3 assets compared to 60.24% as of June 30, 2024.

HDB Financial Services offers an array of loan products to individuals, microenterprise and emerging businesses.