Consistent compounders: Shriram Finance, Axis Bank and ICICI Bank and others delivered over 15% CAGR net profit growth for 5 years

The Q4 earnings season has kicked off with all major heavyweights reporting their quarterly as well as full-year earnings for FY26. The broader sentiment and response to the earnings remain subdued for large-cap companies, barring a few exceptions. Most of the reactions and responses remained muted owing to poor quarterly performance. However, companies have maintained their long-term growth rates intact despite the headwinds. Particularly in the large-cap space, where the post result reactions were muted, with stocks falling upto 10% in certain cases. Here are the top five companies with a net profit growth above 15% CAGR over five years.

HDFC Bank

India’s largest private sector lender has been in the news owing to its latest governance issues. The HDFC Bank shares have remained largely subdued for the past few quarters as the bank continues to witness internal headwinds. Corporate governance issues and unfavourable credit-deposit ratio have been a few structural headwinds for the bank recently. Despite these headwinds, the bank has maintained its long-term profitability growth rate above 15%. For FY26, HDFC Bank posted net profit growth of 8% YoY at ₹79,219 crore as compared to ₹73,440 crore. With this profitability growth, the five-year net profit CAGR now stands at 19%. During the same period, the share price returns have remained largely subdued at 1.41% CAGR, which has broadly soured the sentiment for its long-term investors.

Coal India

Coal India reported strong quarterly earnings growth for Q4FY26. The company’s net profit for the quarter jumped by 13% YoY to ₹10,908 crore vs ₹9,593 crore. The profitability was led by improved realisations despite muted output growth. On the other hand, for FY26, the company’s sales growth stood at 17.4% YoY to ₹1.68 lakh crore as compared to ₹1.43 lakh crore.

However, due to higher operating expenses, the operating profit for the year declined 12.3%. Consequently, the net profit for the year also dipped by 12.3% YoY to ₹31,071 crore as compared to ₹35,302 crore for FY25. Despite the dip in the profitability, the long-term profitability growth remained intact at 19.6% CAGR over five years. During the same period, the share price has delivered more than 29% CAGR returns, in line with the fundamental growth.

ICICI Bank

Another private sector lender tops in the list of consistent compounders as ICICI Bank delivered 24.1% CAGR in net profit for five years. The consistency in the profitability of growth is driven by superior credit growth, improved asset quality. During the Q4FY26, the net profit grew by 8.5% YoY to ₹13,700 crore. The total advances and deposit jumped 15.8% YoY and 11.4% YoY respectively.

For FY26, the company’s net profit jumped 6.2% YoY to ₹50,100 crore as compared to ₹47,227 crore in FY25. The share price growth during the five year period stood at 16% CAGR slightly lower than the profitability growth after the recent correction.

Axis Bank

The private sector lender has clocked profitability growth of 29% YoY over five years, outperforming its other two bigger peers, HDFC Bank and ICICI Bank. Axis Bank’s net profit for FY26 declined by 7% YoY to ₹24,457 crore as compared to ₹26,373 crore. The major part of decline is largely due to lower treasury income. Despite the de-growth in the profit for FY26, the bank’s long-term profitability growth remained intact at 29.6%. During the same period, the shares delivered 12.9% CAGR returns. Compared to its peers Axis Bank has delivered strong returns owing to its superior performance.

Shriram Finance

After bank, the non-banking financial services lender, Shriram Finance has clocked one of the best performance in five years. The company posted 32% CAGR profitability growth over five years. For FY26, the company’s profitability jumped 20% YoY to ₹9,981 crore as compared to ₹8,271 crore. During the past five years, the company’s share price delivered 28% CAGR returns owing to strong fundamentals.