HDB Financial Services Q4 results: Net profit jumps 41% YoY to ₹751 crore; dividend declared

Its net interest income (NII) surged 21.6% YoY to ₹2,399 crore for Q4 FY26, as against ₹1,973 crore for the quarter ended March 31, 2025.

Its net interest margin (NIM) expanded to 8.2% during the quarter under review, in comparison with 7.6% in the same period last year.

Furthermore, the NBFC’s net total income stood at ₹3,063 crore for the March FY26 quarter, marking a 17.1% YoY increase from ₹2,616 crore in the corresponding quarter of FY25.

As of March 31, 2026, the HDFC Bank subsidiary recorded ₹1.19 lakh crore in assets under management (AUM), up by 10.7% YoY from ₹1.07 lakh crore a year earlier. It clocked 2.48% in annualised return on assets (RoA) during Q4 FY26 and 2.19% for FY26.

HDB Financial Services’ gross loan book grew 10.9% YoY to ₹1.18 lakh crore as on March 31, 2026, compared to ₹1.07 lakh crore as on March 31, 2025.

Its gross loan book mix comprised asset finance and enterprise lending, both at 38%, and consumer finance at 24% during the reporting period.

The upper-layer NBFCs’ disbursements for the quarter ended March 31, 2026, stood at ₹19,922 crore, reflecting an 11.2% sequentially and 12.9% YoY growth.

Its customer franchise grew to 22.9 million with an increase of 4.3% during the quarter and 19.7% YoY.

Final dividend

The NBFC's board of directors also recommended a final dividend of ₹2 per equity share with a face value of ₹10 each for the financial year ended March 31, 2026, subject to the approval of the shareholders of the Company at the ensuing Annual General Meeting (AGM).

Furthermore, its board also approved borrowing of funds by issuing debt securities on a private placement basis, in one or more tranches, up to ₹32,824.72 crore (renewal of ₹31,974.72 crore and fresh approval of ₹850 crore), subject to the approval of the shareholders of the Company at the ensuing AGM.

Shares of HDB Financial Services closed 4.80% higher at ₹644.30 apiece on the National Stock Exchange (NSE) on Wednesday, ahead of the earnings and dividend announcement.

HDB Financial Services has a total market capitalisation of ₹53,684.81 crore as of April 15, 2026, according to data on the NSE.