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SBI Mutual Fund returns: How SBI MF's 24 active equity schemes performed over 1-10 years

Upstox
By Upstox News Desk

6 min read | Updated on November 13, 2025, 17:28 IST

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SUMMARY

The performance of a mutual fund scheme often changes from one market cycle to another. However, returns over the long term may give an idea about how the fund has weathered multiple cycles.

sbi mutual fund returns

SBI Mutual Fund offers 24 active equity schemes. Here's how they performed over 1-10 years. | Image source: Shutterstock

SBI Mutual Fund has 24 active equity mutual fund schemes as of November 12, 2025. Of these, 14 schemes are thematic or sectoral funds aiming to generate returns from investing in particular themes or sectors.

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According to data on the Association of Mutual Funds in India (AMFI) website, the 24 equity mutual fund schemes of SBI MF have a combined assets under management (AUM) of approximately. ₹4,01,362 crore as of November 12, 2025. The 14 thematic funds have a combined AUM of approximately ₹70,000 crore.

In terms of AUM, SBI Large Cap Fund is the biggest active equity scheme of SBI Mutual Fund, followed by SBI Contra Fund. Their daily AUMs are ₹54,994 crore and ₹49,660 crore, respectively. The third biggest active equity fund by AUM is SBI Focused Fund with an AUM of ₹41,661 crore. (See table below for AUMs of all SBI Mutual Fund's active equity schemes).

How have these funds performed?

Over a long period of 10 years, 12 out of 24 active equity schemes of SBI Mutual Funds have each delivered an annualised return of over 15%. SBI Small Cap has been the best performer in 10 years with an annualised return of 19.57%, followed by SBI Banking and SBI Banking & Financial Services Fund with 18.61% returns.

All the active equity schemes of SBI Mutual Funds have delivered annualised returns of direct plans of over 11.55%.

The table below shows returns of all active SBI Mutual Fund schemes over 1, 3, 5, and 10 years. Before reading further, please note this exercise is for informational purposes only and you should not consider it as investment advice from Upstox.

Scheme NameBenchmarkDaily AUM (Cr.)Return 1 Year (%) DirectReturn 3 Year (%) DirectReturn 5 Year (%) DirectReturn 10 Year (%) Direct
SBI Large Cap FundBSE 100 TRI54994.448.1214.5917.8014.09
SBI Large & Midcap FundNifty LargeMidcap 250 TRI36473.359.4318.1323.5116.35
SBI Flexi Cap FundBSE 500 TRI23212.045.9814.0417.5214.45
SBI Multicap FundNIFTY 500 Multicap 50:25:25 Total Return Index23946.378.2917.87
SBI Midcap FundNifty Midcap 150 TRI23227.411.5417.4425.4916.00
SBI Small Cap FundBSE 250 Smallcap TRI36580.58-0.9015.4824.0119.57
SBI ELSS Tax Saver FundBSE 500 TRI32005.915.5324.0325.0615.92
SBI Contra FundBSE 500 TRI49660.115.4921.0429.0517.48
SBI Dividend Yield FundNifty 500 TRI9277.913.43
SBI Focused FundBSE 500 TRI41661.5413.9617.6719.6616.24
SBI Automotive Opportunities FundNifty Auto TRI5434.9814.60
SBI Banking & Financial Services FundNifty Financial Services TRI9438.0019.3520.5119.8118.61
SBI COMMA FundNifty Commodities TRI828.019.5917.1420.8917.96
SBI Consumption Opportunities FundNifty India Consumption TRI3233.83-2.1915.3524.3516.53
SBI ESG Exclusionary Strategy FundNifty 100 ESG TRI5713.245.2614.1916.8013.72
SBI Energy Opportunities FundNifty Energy TRI9600.963.51
SBI Equity Minimum Variance FundNifty 50 TRI230.585.4413.9116.94
SBI Healthcare Opportunities FundBSE Healthcare TRI4090.244.4526.1320.8212.98
SBI Infrastructure FundNifty Infrastructure TRI4749.55-0.3422.5426.9017.09
SBI Innovative Opportunities FundNifty 500 TRI6438.094.39
SBI MNC FundNifty MNC TRI6008.92-1.708.7014.2211.55
SBI PSU FundBSE PSU TRI5819.388.7030.9333.0615.63
SBI Quant FundBSE 200 TRI3706.29
SBI Technology Opportunities FundBSE Teck TRI5030.126.0218.3022.1718.35

Source: AMFI website, data as of November 12, 2025

Some observations

One-year returns of most schemes are in single digits. Some funds have even delivered negative returns in a year. However, returns of most schemes are in the double digits over long periods.

SBI Small Cap Fund's one-year return is in the negative, yet its long-term annualised returns over 10 years is 19.57%, underscoring the benefits of long-term investment.

The performance of a mutual fund scheme often changes from one market cycle to another. However, returns over the long term may give an idea about how the fund has weathered multiple cycles.

The performance of thematic funds can be very erratic, even in the long term as their returns are entirely dependent on one theme or a sector.

One should not invest based only on past performance. It is important to ensure that the fund is suitable for your portfolio and risk profile. In case of confusion, it is always better to take advice from a SEBI-approved investment advisor.

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Disclaimer: This article is written purely for informational purposes and should not be considered investment advice from Upstox. Securities mentioned are illustrative and not recommendations. Investors should do their own research or consult a registered financial advisor before making investment decisions.
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Upstox News Desk is a team of journalists who passionately cover stock markets, economy, commodities, latest business trends, and personal finance.

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