return to news
  1. September 2026 money changes: What's new for FCNR(B) deposits, demat, ETFs, tax and small savings

Personal Finance News

September 2026 money changes: What's new for FCNR(B) deposits, demat, ETFs, tax and small savings

Upstox

3 min read | Updated on August 31, 2026, 09:01 IST

SUMMARY

September 2026 brings several changes and important deadlines covering investments, taxation, NRI deposits and household expenses.

September 2026 money changes

September 2026 brings several changes and important deadlines.

September 2026 brings several changes and key deadlines for savers, investors, taxpayers and households. Fresh FCNR(B) deposits will no longer get the special pricing available under the RBI’s dollar-rupee swap window, while new nomination rules for demat accounts and mutual funds and revised ETF norms will affect investors.

Open FREE Demat Account within minutes!
Join now

Taxpayers will face the September 15 advance-tax deadline, with at least 45% of the total advance-tax liability due by then.

Small-savings scheme interest rates for the October-December quarter are due to be notified by September 30.

Other changes and deadlines include international travel formalities, LPG e-KYC, and revised milk and auto-taxi fares in Mumbai from September 1.

Here are the key changes to watch during the month:

1. Demat accounts, mutual fund nomination rules

From September 1, 2026, new nomination-related rules for demat accounts and mutual funds will apply. Investors should check their nomination status and ensure that the required nomination or opt-out process has been completed, as applicable. (Read more)

2. ETF rules

SEBI's revised ETF framework will be implemented from September 7. The changes cover aspects including the base price, price bands, pre-open call auction and close-out procedure for ETFs. The implementation timeline was extended to September 7. (Read more)

3. FCNR(B) deposits

The RBI's special FCNR(B) dollar-rupee swap window closes on August 31, 2026. From September 1, fresh FCNR(B) deposits will no longer be covered by the special facility. The closure of the swap window does not mean FCNR(B) deposits themselves will stop being available; rates for new deposits will depend on the applicable bank rate and prevailing rules.

4. Small savings interest rates

September 30 is an important date for small-savings investors as the government is due to notify interest rates for the October-December 2026 quarter. The notification will determine whether rates on small-savings schemes are retained or changed for the next quarter.

5. Advance tax deadline

September 15 is the next advance-tax deadline for eligible taxpayers. By this date, at least 45% of the total advance-tax liability is required to have been paid, taking into account the applicable instalment schedule.

6. No boarding-pass stamping for international travel

From September 1, passengers travelling abroad from India will no longer need to get their boarding passes stamped at immigration counters. Travellers can use an electronic boarding pass on their mobile phone or carry a printed boarding pass while completing immigration formalities.

7. LPG e-KYC deadline

The deadline for LPG consumers to complete e-KYC falls on August 31. Consumers who have not completed the required Aadhaar biometric verification could face difficulties with their domestic LPG cylinder supply or domestic-rate entitlement.

8. Mumbai milk prices

As per various media reports, milk prices in Mumbai are set to rise from September 1. The wholesale price of fresh buffalo milk is reported to increase by ₹9 per litre to ₹102 per litre, with the revised rate applicable for the following six months.

9. Mumbai auto and taxi fares

Mumbai commuters will also see changes in auto-rickshaw and taxi fares from September 1, increasing the cost of daily travel. ( Read more)
For all personal finance updates, visit here

About The Author

Upstox
Upstox News Desk is a team of journalists who passionately cover stock markets, economy, commodities, latest business trends, and personal finance.

Next Story