SBI Card to HDFC, ICICI, PNB, BoB and Axis Bank: Credit card offers for Diwali 2025 shopping

In festivals like Diwali, shopping takes the front seat as people buy new clothes, household appliances, electronics, sweets, decorations and exchange gifts. Buying, claiming offers and gifting things lead to a surge in consumer spending near Diwali.

During this time, credit card issuers launch many offers to attract more consumers across all platforms. Users also make good use of these discounts and offers for their Diwali purchases to save a few bucks. 

From cashbacks to zero-cost EMI schemes on products across several categories, including fashion, groceries, flights, electronics and FMCG items, these offers end up boosting consumer spending in the country. 

With Diwali just a few days away now, if you’re still yet to make some purchases or were waiting for the right moment or offer, here are the top credit card offers you should know.

HDFC Bank credit card

HDFC Bank is offering up to 10% cashback under its Festive Treats programme on online shopping from platforms, including Flipkart, Amazon and Big Bazaar, with offers like no-cost EMI on electronics and home appliances.

HDFC Bank also rolled out a limited-period air ticket discount in collaboration with Air India, offering instant discounts on both domestic and international flight bookings. The bank is providing an instant discount of flat ₹400 per domestic flight booking, and discounts of up to ₹6,000 off on international flights. It is available only on tickets booked between October 1 and October 18. 

Additionally, the bank has a co-branded credit card, the Swiggy HDFC Bank Credit Card, offering 10% cashback on food and beverages from Swiggy, Instamart, Genie and Dineout, along with 5% cashback on purchases from Amazon, Flipkart and Myntra.

SBI Card

SBI Card has introduced a Khushiyan Unlimited campaign under which it is offering discounts of 5-10% on e-commerce sites. Further, it is also offering additional rewards on lifestyle spending. 

There is also the SimplyCLICK SBI card, designed for shoppers, which offers accelerated reward points on online purchases. The card offers 10x reward points on partner websites like Amazon, BookMyShow and Myntra, and 5x rewards on all other online spending. 

Further, there is the IRCTC SBI Platinum Credit Card offering up to 10% value back as reward points and savings of 1% transaction charges on railway ticket bookings on IRCTC. 

Bank of Baroda credit card

BOBCARD is offering savings of up to ₹5 lakh across partner platforms, including Myntra, Reliance Digital, Croma and JioMart. The deals are offered as EMI-linked cashback on electronics and appliances, and the bank is providing up to 26% cashback on LG products and 22.5% on Samsung consumer durables.

Discounts are also available on fashion platforms like Ajio and Myntra, as well as incentives on travel bookings via MakeMyTrip, Yatra, GoIbibo and EaseMyTrip. 

Punjab National Bank credit card

PNB is offering festive flight deals, along with discounts on electronics and other online shopping. The festive offers are valid until December 2025. 

While the bank is providing instant discounts between 10 and 27.5% on electronics, it is offering 12-15% off on domestic flights and a discount of up to 20% on hotels. Additional offers are available on bus bookings, utility payments and food delivery as well. 

ICICI Bank credit card

The ICICI Bank is offering 10% instant discounts on online platforms Amazon and Myntra, along with PayLater EMI schemes. Further, under its Rewards Festival programme, the bank is offering additional reward points for festive spends on select cards. 

ICICI Bank’s co-branded Amazon Pay ICICI Credit Card is famous for its exciting deals, offering 5% cashback for Amazon Prime members, 3% for non-Prime members and 1% to 2% cashback on other online purchases. 

Axis Bank credit card

Axis Bank is offering cashback on food delivery and groceries via Swiggy, Zomato and BigBasket, with rewards of up to 10%. It has also introduced co-branded deals, including Flipkart Axis Card with up to 5% cashback on products purchased on Flipkart and Airtel Axis Bank Credit Card offers with up to 25% cashback on recharges.

Diwali shopping 2025

The economics of Diwali, at a national level, are often overlooked by the middle class, as they remain busy in resetting their own houses and lives. 

This year, consumer spending across the country has been boosted further by the major Goods and Services Tax (GST) overhaul introduced by the centre in September. The GST rate cut has provided a much-needed breather to the common man and has helped in driving Diwali sales this year. 

However, while you engage in Diwali shopping, remember to be cautious of your spending and ensure that you take care of your credit limit.

Most no-cost and free offers have hidden charges, and discounts and offers can often lead to overspending and overconsumption. This can negatively impact your credit utilisation ratio. Moreover, festive overspending can result in mounting debt, and even fraud and data theft, so shop smart and be wise with your money.