SBI Card lounge access programme 2026: Full list of lounges, eligible cards and fees explained

SBI Card’s new domestic lounge access programme will be implemented from January 10, 2026, offering a large network of airport lounges to its credit card holders. Here’s everything SBI Cardholders need to know going into the New Year 2026.

The participating lounges are categorised into Set A and Set B and will be accessible by customers on the basis of the type of SBI credit card they hold.

Set A: Premium SBI credit cards

The lounges in Set A are accessible to premium SBI credit cards:

• Apollo SBI Card SELECT
• BPCL SBI Card OCTANE
• Club Vistara SBI Card
• Landmark Rewards SBI Card SELECT
• Paytm SBI Card SELECT
• PhonePe SBI Card SELECT

Here is the list of lounges included in Set A:

Set B: PRIME and Platinum SBI credit cards

The lounges in this category are accessible to SBI customers with PRIME and Platinum SBI credit cards:

• Bank of Maharashtra SBI Card PRIME
• Central Bank of India SBI Card PRIME
• City Union Bank SBI Card PRIME
• Club Vistara SBI Card PRIME
• Karnataka Bank SBI Card PRIME
• Karur Vyasa Bank SBI Card PRIME
• Karur Vyasa Bank SBI Platinum Card
• Krisflyer SBI Card
• Landmark Rewards SBI Card PRIME
• PSB SBI Card PRIME
• Reliance SBI Card PRIME
• SBI Card MILES PRIME
• SBI Card PRIME
• SBI Card PRIME Pro
• South Indian Bank SBI Card PRIME
• South Indian Bank SBI Platinum Card
• Titan SBI Card
• UCO Bank SBI Card PRIME

SBI Card’s new lounge access programme: Terms and conditions

Lounge entry will be allowed after an SBI credit card is validated at the lounge POS (Point of Sales) machine.

All SBI credit cards with an annual fee of ₹1,499 and ₹2,999 will be eligible for the new lounge access programme. These cards will be allowed at lounges managed by network partners.

• Visa and RuPay cards: A non-refundable fee of ₹2 as an authorisation fee
• MasterCard: A temporary authorisation fee of ₹25 for validation purposes. This fee will not be debited from the SBI credit card holder’s account.

Additional charges

Beyond the eligible limit, the credit card holder will be charged as per the lounge’s regular access rates. SBI Card has clarified that additional charges may apply for meals, food or beverages, especially alcoholic drinks, for services including nap rooms, spa and massages, and for anything not included in the complimentary allowances.

“If the customer has exceeded the quota of complimentary domestic airport lounge visits, the transaction will decline, and the customer will be informed by the lounge personnel,” as per SBI Card.

The limits will apply as per the SBI credit card holder’s complimentary quota based on the type of card and benefits offered to the customer. Once the quota is exhausted, free lounge access would not be available, and relevant lounge fees would be charged.

SBI credit card holders should check the benefits available to them under their card and review their eligibility so they can plan their travel accordingly for 2026.