IDFC FIRST Bank unveils Gaj metal credit card for high-net-worth individuals. Check details here

IDFC FIRST Bank has introduced the 'Gaj' credit card, an invitation-only metal credit card for the Bank’s discerning high-net-worth individuals (HNI).

Gaj credit card is an invitation-only offering for select IDFC FIRST Bank private banking customers with established relationship depth.

The card carries a joining and annual fee of ₹12,500 + GST.

IDFC FIRST Bank Gaj metal credit card features

• The 1:1 reward standard: 1 Reward Point = ₹1 for flights and hotels, eliminates complex math by offering the most direct value-back in the super-premium category.

• The global traveller’s core: 0% Forex Markup and Interest-Free Global ATM cash access. There is no longer a need to carry foreign currency notes and travel cards.

• Full travel protection: A dedicated ₹50,000 Trip Cancellation Cover, the card is built for the "Global Indian" who demands a zero-compromise travel experience.

• Hyper-accelerated rewards: Exclusive access to 50X rewards on hotels and 25X on flights via the IDFC FIRST ecosystem, delivering a value-back of up to 33.33%.

• Seamless transit: with complimentary international and domestic lounges, including one for the Guest.

The 'Gaj' credit card is designed as a premium offering for private banking clients and is not available for general issuance.