Personal Finance News
3 min read | Updated on September 24, 2025, 12:29 IST
SUMMARY
With direct access to Transfer Certificates, PF members will be able to track the status of transfer applications online with full transparency and have a permanent digital record of their employment details for future reference.
A Transfer Certificate is an important document that contains a comprehensive record of a member’s PF account.
People change jobs throughout the year, which brings changes to their professional lives. While switching employers, EPFO members have to transfer their provident fund accumulations to new EPF accounts.
Recently, the Employees’ Provident Fund Organisation (EPFO) simplified the access to the Transfer Certificate (Annexure K), enabling subscribers to download their certificates directly in PDF format from the member portal.
“With a view to enhance transparency and ensure greater convenience for PF members, the Transfer Certificate in Annexure K has now been made available for download in the Member Portal for convenience,” the EPFO said in a circular dated September 18, 2025.
EPFO members can access their transfer certificates, or Annexure K, from the member portal by following these steps:
Transfer Certificates are needed when PF accounts are transferred after a member switches jobs.
“When members change jobs, they are required to transfer the PF accumulations from the previous PF Account to the latest PF Account to consolidate the PF accumulations and the pension service. For this, they are required to file a Transfer Claim in Form 13 online by logging into their Member Portal,” EPFO said.
It added, “Transfer claims also get auto-initiated on receipt of first month's contribution in the latest employment, subject to certain validations and such claims get processed without the need for filing a separate Form 13 by the member.”
“On successful processing of Form 13, the Transfer Certificate in Annexure K will be generated by the Transferor (Source) Office where the member's previous establishment/ account is serviced and forwarded to the Transferee (Destination) Office where the member's present establishment/ account is serviced for crediting the PF accumulations as well as the Pension Service,” the circular said.
A Transfer Certificate is an important document that contains a comprehensive record of a member’s PF account, according to the EPFO, including:
Earlier, the transfer certificates were only shared between PF offices, and members had to request access if they needed it.
Now that it’ll be directly available, members can get these benefits:
The EPFO has asked all field offices to disseminate the new facility within their jurisdictions through helpdesks, social media platforms, press notes and other communication tools.
“Also, the members can be guided during the grievance-handling sessions to utilize this facility to resolve their grievances related to pending credit of transfers,” the EPFO said.
This move is part of EPFO's ongoing effort to provide member-centric, technology-driven services, ensuring efficiency, transparency and ease of access.
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