Govt ratifies EPF interest rate at 8.25% for FY 2025-26. Here's when it may be credited

The Central Government has ratified an 8.25% interest rate on Employees' Provident Fund (EPF) deposits for FY 2025-26, a PTI report said on Thursday, June 18, 2026, citing sources. The report also mentioned that the interest amount is likely to be credited to the accounts of more than seven crore subscribers this month.

The Employees' Provident Fund Organisation (EPFO) credits interest to subscribers’ accounts only after the rate is formally approved and notified by the finance ministry.

“The finance ministry has given its concurrence to 8.25 per cent rate of interest fixed by Central Board of Trustees (CBT), the apex decision making body of the Employees' Provident Fund Organisation (EPFO),” the PTI report quoted the source as saying.

On March 2, 2026, the CBT in a meeting chaired by the Union Labour Minister Mansukh Mandaviya, decided to retain EPF interest rate at 8.25% for the fiscal year 2025-26, keeping the rate unchanged for the third consecutive year.

Thereafter, the proposal was sent to the finance ministry for concurrence, as the Government of India is the guarantor of EPF deposits.

“The finance ministry has approved the proposal after vetting it, and the EPFO, on the direction of the labour ministry, is likely to credit interest at the rate of 8.25 per cent for 2025-26 into subscribers' accounts this month,” the PTI report added.

Previously, the EPF interest rate was raised by 10 basis points or 0.10% for the fiscal year 2023-24 to 8.25% from 8.15% in 2022-23.