EPFO starts 8.25% PF interest credit: Updated balance to reflect by July 15; here's how to check it with Passbook Lite

The retirement fund body EPFO has started crediting 8.25 per cent interest on employees' provident fund (EPF) deposits for FY26, with Labour Minister Mansukh Mandaviya saying members will begin seeing the updated balance in their passbooks byJuly 15.

"Annual interest for FY26 at the rate of 8.25 per cent to 34 crore member accounts, estimated at over Rs 1.44 lakh crore, will be auto-processed and then verified by Field Authorities before being credited to the member account balances. Members will be able to view the interest credit in their passbook by July 15," PTI quoted Labour Minister Mansukh Mandaviya saying on 8 July.

With the annual interest credit now being reflected in member accounts, many subscribers will be checking their PF balances over the next few days. EPFO's new Passbook Lite feature is designed to make that process quicker.

What is EPFO Passbook Lite?

The feature is intended for users who want to quickly verify whether monthly PF contributions have been credited or check their available balance before raising a claim.

The introduction of Passbook Lite is part of EPFO's broader effort to bring key member services under a single-login system. According to the organisation, integrating passbook access into the Member Portal reduces the need for multiple logins, simplifies navigation and lowers the load on the standalone Passbook Portal. The move is also expected to improve transparency, reduce member grievances and provide a smoother digital experience.

How to access EPFO Passbook Lite

• Sign in to the EPFO Member Portal using your Universal Account Number (UAN), password and the OTP sent to your registered mobile number.

• After logging in, click on the 'View' tab available on the dashboard.

• From the drop-down menu, select 'Passbook Lite'.

• The portal will display a summary of your EPF account, including the last five contribution entries and an overview of your current provident fund balance.

With FY26 interest now being credited, Passbook Lite offers subscribers a faster way to check whether the updated balance has been reflected in their EPF account, while the full passbook remains available for a detailed transaction history.