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  1. Atal Pension Yojana crosses 9 crore milestone: Record 1.35 crore enrolments in FY 2025-26

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Atal Pension Yojana crosses 9 crore milestone: Record 1.35 crore enrolments in FY 2025-26

Upstox

2 min read | Updated on April 23, 2026, 07:50 IST

SUMMARY

Launched on May 9, 2015, with the vision of establishing a universal social security system for all Indians, APY is a voluntary, contributory pension scheme primarily focused on the poor, the underprivileged, and workers in the unorganised sector.

 Atal Pension Yojana crosses 9 crore milestone

Atal Pension Yojana (APY) scheme is open to all Indian citizens between the age of 18 and 40 years, except those who are or have been income taxpayers. | Image: Shutterstock.

The Atal Pension Yojana (APY), a flagship social security scheme of the Government of India administered by the Pension Fund Regulatory and Development Authority (PFRDA), has achieved a historic milestone by surpassing total gross enrolments of “9 crore” subscribers on 21st April, 2026.

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In a further testament to the scheme’s growing outreach and impact, gross enrolments during the Financial Year 2025–26 have crossed “1.35 crore” subscribers, marking the highest-ever enrolments recorded in a single financial year since the inception of the scheme.

Launched on May 9, 2015, with the vision of establishing a universal social security system for all Indians, APY is a voluntary, contributory pension scheme primarily focused on the poor, the underprivileged, and workers in the unorganised sector.

Over the past decade, the scheme has witnessed remarkable growth, driven by sustained efforts of Banks (PSBs/RRBs/Private Banks/SFBs/Co-operative banks), SLBCs/UTLBCs/LDMs, the Department of Posts (DoP) and continuous support from the Government of India.

PFRDA has played a proactive role in expanding the scheme’s footprint across all states and districts in the country, through extensive outreach initiatives, capacity-building programs, multilingual awareness materials, media campaigns, and regular performance reviews.
APY is designed to provide a ‘Sampurna Suraksha Kavach’ (Complete Security Shield) by ensuring the following triple benefits.

First, a guaranteed monthly pension ranging from ₹1,000 to ₹5,000 for subscribers after attaining 60 years of age; Second, same pension continues to the spouse after the subscriber’s demise and third, the return of the corpus accumulated till the age of 60, to the nominee after the death of both.

The scheme is open to all Indian citizens between the age of 18 and 40 years, except those who are or have been income tax payers.

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Disclaimer: The information contained in this article is for informational purposes only and does not represent investment advice from Upstox. Investment decisions should be made based on independent research or consultation with a registered financial advisor. Past performance is not indicative of future results.

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