EPFO: How to add nominee to EPF account online? Step-by-step guide

Most of the salaried employees are registered with the Employees Provident Fund Organisation (EPFO) and, similar to a bank account, it is important to add a nominee.

Nominees can withdraw money from the EPF account in case of the death of the Provident Fund member.

Both the employers and the employee contribute 12% of the base salary and dearness allowance of the employee under the EPF scheme. Currently, the EPF deposits earn 8.25% annual interest.

To add a nominee to the EPF account, one needs a mobile number linked with Aadhaar, an updated EPF account profile with a photograph and address, a scanned photo of the nominee, the nominee's Aadhaar number, and the bank account number with the IFSC and address of the nominee.

How to update EPF nominee online?

• Visit the EPFO Member e-sewa Portal - unifiedportal-mem.epfindia.gov.in/memberinterface/
• Log-in via UAN and password
• Under the 'Manage' tab, select 'E-nomination'
• Click on the 'Enter new nomination'
• The 'Profile' details will be shown on the screen
• Under the 'Family Declaration', select 'Yes'
• Enter details of the nominee and click on 'Save EPF Nomination'
• Click on E-sign to generate a one-time password (OTP) and submit

Is the employer's approval needed to fill e-nomination?

No. EPFO members have to use an Aadhaar-based e-sign to file the online nomination.

Can nominee details be added after the PF member's death?

According to EPFO's FAQ page, "In case the member has died then no fresh nominee (for PF including EDLI) can be added in case a valid nomination is available. Only the member had the right to nomination. Nomination cannot be changed after death. Only eligible family details can be added for pension by the concerned PF Office".