ICICI Bank shares leading gainers on NIFTY50 index, up 2.5%; here is how the bank performed in Q1

The bank’s core operating profit increased 13.6% YoY to ₹17,505 crore in Q1 2026 from ₹15,412 crore seen in Q1 2025.

Its net interest income (NII) increased by 10.6% year-on-year to ₹21,635 crore from ₹19,553 crore registered in Q1 2025.

Net interest margin (NIM) for the quarter was 4.34% compared to 4.41% in Q4 2025 and 4.36% in Q1 2025.

Non-interest income (NII), excluding treasury, increased by 13.7% year-on-year to ₹7,264 crore (US$ 847 million) in Q1 2026 from ₹6,389 crore logged in Q1 2025.

ICICI Bank said provisions (excluding provision for tax) were ₹1,815 crore in Q1 2026 compared to ₹1,332 crore in Q1 2025. "Provisions in Q1 2025 included the impact of the release of AIF-related provisions of ₹389 crore," the bank had said in its press release.

Last seen, ICICI Bank shares were trading at ₹1,460.1 apiece, rising 2.41% on the National Stock Exchange (NSE). It was one of the top contributors on the NIFTY50 index on Monday.

The consolidated profit after tax (PAT) increased by 15.9% year-on-year to ₹13,558 crore from ₹11,696 crore seen in Q1 2025.

Consolidated assets grew by 10.9% year-on-year to ₹26,68,636 crore as of June 30, 2025, from ₹24,07,395 crore recorded as of June 30, 2024.

The lender said that the net domestic advances grew by 12% YoY and 1.5% sequentially during the quarter under review.

The retail loan portfolio grew by 6.9% year-on-year and 0.5% sequentially and comprised 52.2% of the total loan portfolio. Including non-fund outstanding, the retail portfolio was 43.2% of the total portfolio at the end of the June quarter.

The business banking portfolio grew by 29.7% year-on-year and 3.7% sequentially, while the rural portfolio declined by 0.4% year-on-year and 1.5% sequentially.

The domestic corporate portfolio grew by 7.5% year-on-year and declined by 1.4% sequentially as of June 30, 2025. Total advances increased by 11.5% year-on-year and 1.7% sequentially to ₹ 13,64,157 crore during the June quarter.

The gross non-performing asset (NPA) ratio was 1.67% as of June 30, 2025, compared to 2.15% on June 30, 2024.

The net NPA ratio was 0.41% as of June 30, 2025, compared to 0.43% as of June 30, 2024. The gross NPA additions were ₹6,245 crore in Q1 2026 compared to ₹5,916 crore in Q1 2025, the bank said.

The lender said that the provisioning coverage ratio on non-performing loans was 75.3% as of June 30, 2025.