Bajaj Finance shares rise for fourth straight session; check key details

On the National Stock Exchange (NSE), the counter began the day at ₹895, up from the previous close of ₹889.35. The stock climbed further to touch an intraday high of ₹899.55.

Last seen at 2:03 PM, shares of Bajaj Finance Limited were trading at ₹888.40, down 0.10%. The company’s market capitalisation stands at ₹5,52,774.18 crore as on September 2.

Over the last four days, shares of Bajaj Finance have soared 1.71%. The scrip also rose 0.34% on a monthly basis. So far in 2025, it has zoomed over 28.09%.

On the business front, the company said it is integrating artificial intelligence across its operations. Management reiterated its credit cost guidance, projecting it to remain in the range of 1.85% to 1.95%. The firm also expects that repo rate cuts will support a roughly 10 basis-point expansion in net interest margin (NIM) over the year from current levels, which would be a significant boost to profitability.

To guard against potential asset-quality pressure, Bajaj Finance has begun moderating growth in its small and medium-sized enterprise (SME) financing portfolio. The company said this step is intended to manage risk while it continues to implement efficiency measures across offerings.

The stock touched its 52 week high of ₹978.80 on June 9, 2025 and its 52 week low of ₹645.10 on June 4, 2024.

Bajaj Finance Q1 results:

Bajaj Finance reported consolidated net profit of ₹4,700 crore in the first quarter of current financial year (Q1FY26) marking an upside of 20% from ₹3,912 crore in the same period last year. Its net interest income, the difference between interest earned and interest expended, advanced 22% in Q1 to ₹10,227 crore from ₹8,365 crore in the year-ago period.

Bajaj Finance's fees and commission income came in at ₹1,784 crore, up 17% from ₹1,524 crore in the corresponding period last year. The Pune-based company's assets under management (AUM) jumped by 25% in Q1 to ₹4,41,450 crore and its assets under finance rose by 24% to ₹4,32,458 crore.

Loan losses and provisions increased by 26% in Q1FY26 to ₹2,120 crore from ₹1,685 crore in Q1FY25.Number of new loans booked in June quarter was 13.49 million as against 10.97 million in Q1FY25, a growth of 23%. Customer franchise stood at 106.51 million compared to 88.11 million in the year-ago period.