Bajaj Finance shares gain after its AUM rises by 26% in Q4

Bajaj Finance's total customer franchise rose to 101.82 million at the end of March quarter compared to 83.64 million as of March 31, 2024. In Q4FY25, the customer franchise increased by 4.70 million, the company said in a regulatory filing.

Its new loans booked surged by 36% to 10.70 million in March quarter as compared to 7.87 million in the same period last year.

Bajaj Finance’s assets under management (AUM) advanced by 26% to approximately ₹4,16,750 crore at the end of March quarter from ₹3,30,615 crore in the year-ago period. In Q4FY25, AUM grew by approximately ₹18,700 crore, Bajaj Finance added.

Deposits book stood at approximately ₹71,400 crore as of 31 March 2025 compared to ₹60,151 crore in the same period last year, marking a growth of 19%.

Meanwhile, the company also informed exchanges that its debenture allotment committee has allotted 5,99,000 NCDs, at face value of Rs. 1 Lakh each aggregating to Rs. 5,994.43 crore on private placement basis. The NCDs offer an interest rate of 7.55% per annum paid annually or at the end of maturity.

In quarter ended December 2024, Bajaj Finance’s profit before tax increased by 25% in Q3 FY25 to ₹713 crore from ₹572 crore in 03 FY24. Its net profit increased by 25% to ₹548 crore from ₹437 crore in the year-ago period.

Gross NPA and Net NPA as of 31 December 2024 stood at 0.29% and 0.13% respectively, as against 0.25% and 0.10% as of 31 December 2023. BHFL has provisioning coverage ratio of 55% on stage 3 assets, the company had said in stock exchange filing.

As of 9:23 am, Bajaj Finance shares traded 0.49% higher at ₹8,640, outperforming the SENSEX which was down 0.69%.