PFC Q4: Net profit surges 11% to ₹8,358 crore; board recommends dividend for FY25

The company’s total income stood at ₹29,285.45 crore in the quarter under review, surging 21.1% from ₹24,176.34 crore in the corresponding quarter of the previous financial year.

PCF's consolidated net interest income (NII) grew 41% year-on-year to ₹12,681 crore, against ₹8,987.7 crore in Q4 FY24.

During FY25, the consolidated net profit rose to ₹30,514.40 crore from ₹26,461.18 crore in the previous financial year. Total income for FY25 increased to ₹1,06,598.70 crore from ₹91,174.87 crore in FY24.

The Maharatna PSU’s board has recommended a final dividend of ₹2.05 per equity share (subject to deduction of TDS) on the face value of the paid-up equity shares of ₹10 each for FY 2024-25, subject to approval of shareholders in the ensuing Annual General Meeting.

“This is in addition to the interim dividends of ₹13.75 per equity share (subject to deduction of TDS) for FY 2024-25 already declared and paid during the year in four tranches,” the company said in a statement to the exchanges.

The final dividend, if declared, will be paid within the statutory period of 30 days from the date of approval in the ensuing AGM.

The record date has been fixed as June 13, 2025, for the purpose of ascertaining the entitlement of members for payment of the final dividend for FY 2024-25 as recommended by the Board of Directors of the company in its meeting held on May 21, 2025.

PFC further said that for FY25, its loan asset book recorded a 12.81% YoY rise to ₹5,43,120 crore from ₹4,81,462 crore in Q4 FY24.

“Renewable loan book crossed ₹80,000 crore and is at ₹81,031 crore as of 31.03.2025. Renewable portfolio more than doubled in the last 5 years,” the firm said.

Post the earnings, shares of PFC were trading at ₹415.55 apiece on the National Stock Exchange, rising 2.29%.

Power Finance Corporation Ltd is a Schedule-A Maharatna CPSE and is a leading non-banking financial corporation in India. PFC's registered office is located in New Delhi, and regional offices are located in Mumbai and Chennai. The entity was incorporated on July 16, 1986.