Bajaj Housing Finance Q1 results: Net profit rises 23% YoY to ₹715 crore, interest income climbs 14%; details here

Bajaj Housing Finance’s board of directors announced the company’s April to June quarter results for the financial year 2026-27 on Wednesday, July 29, where the firm recorded healthy growth in quarterly profits due to a rise in interest income for the period.

June quarter earnings report highlighted that the company’s profit expansion comes against the backdrop of healthy revenues, a marginal decline in bad loans, and improving overall profit margins.

Bajaj Housing Finance's standalone net profit surged 22.6% to ₹715.28 crore in the April to June quarter, in comparison to ₹583.30 crore in the same period a year earlier, as per the NSE filings.

The company's interest income advanced 14.5% to ₹2,856.07 crore in the June quarter, compared year-on-year (YoY) with ₹2,492.59 crore in the same period a year ago, as per the standalone statements.

NSE filings further showed that Bajaj Housing Finance’s overall revenue from core operations rose 17% to ₹3,063 crore in the period under review, from ₹2,613 crore in the same period a year earlier.

The company’s financial statements showed that the Net Interest Income (NII), or the difference between interest revenue and interest expense, advanced 9% YoY to ₹968 crore in Q1 FY27, from ₹887 crore in the same period a year earlier.

Shares of Bajaj Housing Finance closed 2.3% higher at ₹87.63 after Wednesday’s trading session, compared to ₹85.66 in the previous stock market close, as per NSE data. The company announced the Q1 update after market hours on July 29.

Margin & cost snapshot

Bajaj Housing Finance’s filings showed that the company’s net profit margin expanded by 105 basis points to 23.35% in the April to June quarter of the financial year 2026-27, compared to 22.30% in the corresponding period a year ago.

On the cost front, the company’s largest expense, i.e., financing cost, surged 17.5% to its June quarter level of ₹1,888.49 crore, compared YoY with ₹1,605.96 crore in the same period a year earlier.

The data also showed that the company’s gross non-performing assets (NPAs) witnessed a marginal improvement to 0.29% in the first quarter, from 0.30% in the same period a year earlier.

While the provision coverage ratio advanced to 58.53% in the June quarter, from 56.25% in the same period of the previous fiscal year.

Bajaj Housing Finance share performance

Bajaj Housing Finance shares have lost 24% in the past one-year period, and have dropped 8.5% on a year-to-date (YTD) basis, according to NSE data.

However, the company shares have gained 1.2% in the last one month, and were trading 2.8% higher in the last five market sessions, as per the exchange data.

Shares of Bajaj Housing Finance surged to their 52-week high of ₹117.98 on August 18, 2025, while the 52-week low was at ₹72.65 on March 30, 2026.

The company’s market capitalisation (m-cap) was at ₹73,232 crore as of the stock market close on Wednesday, July 29, 2026.