Bajaj Finance Q1 results: Net profit, interest income likely to see double-digit growth on higher AUM

Leading NBFC Bajaj Finance will announce its June quarter results (Q1FY27) on July 30, 2026. The earnings are likely to be announced after market hours.

During its quarterly business update, Bajaj Finance reported a 20% YoY growth in new loans booked to 1.61 crore, while its total assets under management grew by 24% YoY to ₹5.46 lakh crore as of 30 June 2026. Total customer franchise stood at 12.4 crore.

According to experts, Bajaj Finance could report double-digit growth in net interest income (NII) and net profit during the June quarter, aided by higher growth in disbursement and strong assets under management (AUM).

Bajaj Finance’s NII is expected to be in the range of ₹12,370 to ₹12,490 crore, up 20 to 22% YoY. Meanwhile, net profit could rise 18 to 22% to range between ₹5,650 to ₹5,850 crore. In Q1FY26, Bajaj Finance reported a net profit of ₹4,765 crore and ₹5,553 crore in the previous quarter.

During the Q1 result announcement, investors will keenly watch management commentary on the loan book growth, net interest margin (NIM), gross and net non-performing assets (NPAs).

Ahead of the Q1 result announcement, Bajaj Finance shares closed 0.1% higher at ₹1,050 on Thursday, July 30. So far this year, Bajaj Finance shares have delivered over nearly 7% return to investors.

Technical outlook

Bajaj Finance remains in a positive trend, trading above the rising 20-day EMA and 50-day EMA. The recent pullback found buying interest around the 20-day EMA, while the DMI remains bullish with +DI above –DI and ADX near 30.

A sustained move above ₹1,065–1,070 could open the way towards ₹1,102. Immediate support is at ₹1,029, followed by the stronger ₹993 zone. The bullish structure remains intact while the stock holds above ₹1,029.

Options outlook

Bajaj Finance options trend indicates implied movement of ±7.2% for 28 August expiry. The at-the-money strike on 29 July is at 1,060, with both the call and put options priced at ₹75.7. This suggests that traders are expecting a price movement of ±7.2% till its August expiry.

Let’s examine how Bajaj Finance stock has reacted to its quarterly earnings announcements over the past fourteen quarters to gain insights into its price movements.

Options strategy for Bajaj Finance

As of 29 July, the options market is pricing in a ±7.2% move in Bajaj Finance. This suggests that volatility is expected to be high, making both long and short straddle strategies relevant.

Traders aiming to benefit from the expected volatility may consider a long straddle. This strategy involves buying an at-the-money call and put with the same strike price and expiry date. The strategy becomes profitable if the stock moves beyond ±7.2% in either direction before the expiry date.

On the other hand, a Short Straddle is better suited when volatility is expected to cool off. In this strategy, the trader sells an at-the-money call and put with the same strike and expiry, reflecting a view that Bajaj Finance will stay within a ±7.2% range following the earnings announcement.

Disclaimer:

Derivatives trading must be done only by traders who fully understand the risks associated with them and strictly apply risk mechanisms like stop-losses. We do not recommend any particular stock, securities, or trading strategies. The securities quoted are exemplary and not recommendatory. The stock names mentioned in this article are purely to show how to do an analysis.