Top 7 flexi-cap funds by AUM turn ₹10,000 SIPs into ₹24 lakh to ₹34 lakh in 10 years; here's how

The flexi-cap fund category enables a fund manager to invest across the entire market, including both equity and debt, and across all market capitalisations. The only restriction for them is to invest a minimum of 65% in equity and equity-related instruments.

Despite the flexibility, not all flexi-cap funds have managed to generate similar returns. There is a difference of around 10% in returns between the direct plans of top-performing and the lowest-performing flexi-cap funds over 10 years, according to the Association of Mutual Funds in India (AMFI) data till July 29, 2025 (accessed on July 31, 2025).

As of now, there are 39 flexi-cap funds with around 9% to 19% returns under their direct plans. While some manage assets worth just a few hundred crores, others are significantly larger, handling even ₹80,000 crore and ₹1,00,000 crore in AUM.

In this article, we have crunched numbers for the top seven flexi cap funds by Assets Under Management (AUM) to look at how their direct plans performed over 10 years in terms of returns and how an investor's ₹10,000 SIP would have grown with these funds in this duration.

The following table summarises the above numbers:

What do the above numbers mean for investors?

The numbers above show the past performance of the 7 largest flexi-cap funds by AUM. They do not indicate anything about their future returns.