JioBlackRock Flexi Cap Fund: All you need to know about SIP, STP, SWP, top-up & pause features

Key facilities include a systematic investment plan (SIP), systematic transfer plan (STP), systematic withdrawal plan (SWP), and additional features such as SIP top-up and pause options.

Systematic Investment Plan (SIP)

Investors can start investing in the scheme through an SIP. They can choose to invest a fixed amount weekly, monthly, or quarterly. The minimum investment amount for SIPs is ₹500, with investments required in multiples of ₹1 thereafter. Regardless of the frequency chosen, a minimum of 6 installments is mandatory.

SIPs are available during the NFO period and will continue to be available once the scheme opens for ongoing subscriptions.

SIP top-up

Investors can opt to increase their SIP amount by a minimum of ₹50 (in multiples of ₹50). The top-up frequency is available on a half-yearly and yearly basis for weekly and monthly SIPs, and yearly only for quarterly SIPs. This facility is available both during the NFO and on an ongoing basis.

SIP pause

This allows investors to temporarily pause their SIP contributions without permanently cancelling them. The SIP will resume automatically after the selected pause period ends. Investors can pause SIPs for a minimum of 1 month and up to a maximum of 6 months. However, this option is available only after the NFO period.

Systematic Transfer Plan (STP)

JioBlackRock Flexi Cap Fund also offers a Systematic Transfer Plan (STP), which enables investors to periodically transfer a fixed amount from one JioBlackRock Mutual Fund scheme to another. This helps in gradually moving investments, for example, from debt to equity, or vice versa.

The STP is not available during the NFO, but will be offered on an ongoing basis. Investors can choose from daily, weekly, monthly, or quarterly transfer frequencies, with a minimum of 6 installments. The minimum amount for each STP installment is ₹100, in multiples of ₹1 thereafter.

Systematic Withdrawal Plan (SWP)

The minimum withdrawal amount is ₹500 per installment, and a minimum of 6 installments is required. The option will be available only after the NFO period begins its regular operations.