Another Fixed Deposit interest rate cut by HDFC Bank in June 2025; check new rates

Fixed Deposit interest rate cuts have continued, weeks after the Reserve Bank of India reduced the repo rate by 50 basis points (bps).

Now, HDFC Bank has reduced the interest rate on fixed deposits with tenures of 15 to 18 months by 0.25%. General customers doing FDs for this tenure in HDFC Bank will now get 6.35% interest, while senior citizens will get 6.85% interest.

The previous interest rate for this tenure was 6.60 for general citizens and 7.1% for senior citizens. The revised interest rate by the HDFC Bank is effective from June 25, 2025, according to the bank's official website.

The revised FD rate will apply to deposits below ₹3 crore.

The private sector bank has also reduced interest rates on its savings account. The bank is now offering only 2.5% interest on savings account deposits.

Latest HDFC Bank FD interest rates

The bank is now offering the following interest rates to general and senior citizens on different tenures with effect from June 25, 2025.

• 7-14 days: 2.75% for general citizens and 3.25% for senior citizens

• 15-29 days: 2.75% for general citizens and 3.25% for senior citizens

• 30-45 days: 3.25% for general citizens and 3.75% for senior citizens

• 46-60 days: 4.25% for general citizens and 4.75% for senior citizens

• 61-89 days: 4.25% for general citizens and 4.75% for senior citizens

• 90 days <=6 months: 4.25% for general citizens and 4.75% for senior citizens

• 6 months 1 days <=9 months: 5.50% for general citizens and 6% for senior citizens

• 9 months 1 day to < 1 year: 5.75% for general citizens and 6.25% for senior citizens

• 1 year to < 15 months: 6.25% for general citizens and 6.75% for senior citizens

• 15 months to < 18 months: 6.35% for general citizens and 6.85% for senior citizens

• 18 months to < 21 months: 6.60% for general citizens and 7.1% for senior citizens

• 21 months-2 years: 6.45% for general citizens and 6.95% for senior citizens

• 2 Years 1 day to < 2 Year 11 Months: 6.45% for general citizens and 6.95% for senior citizens

• 2 Years 11 Months-35 Months: 6.45% for general citizens and 6.95% for senior citizens

• 2 Years 11 Months 1 day <= 3 Year: 6.45% for general citizens and 6.95% for senior citizens

• 3 Years 1 day to < 4 Years 7 Months: 6.40% for general citizens and 6.90% for senior citizens

• 4 Year 7 Months-55 months: 6.4% for general citizens and 6.90% for senior citizens

• 4 Year 7 Months 1 day <= 5 Years: 6.40% for general citizens and 6.90% for senior citizens

• 5 Years 1 day-10 Years: 6.15% for general citizens and 6.65% for senior citizens