This bank revises fixed deposit rates: Senior citizens can now earn up to 8.10%

Suryoday Small Finance Bank (SSFB) has revised its fixed deposit (FD) interest rates for deposits under ₹3 crore across various tenures. The new rates take effect from March 6, 2026.

For short-term deposits, the rates start at 4.00% per annum for 7 to 14 days, 4.25% for 15 to 45 days, and 4.50% for 46 to 90 days. Deposits from 91 days to 6 months earn 5.00%, while a 6-month-plus deposit fetches 6.50%.

For tenures above 6 months up to 9 months, the rate is 5.50%, and for tenures above 9 months to less than 1 year, it’s 6.00%.

Longer-term deposits offer higher returns: 1-year deposits earn 7.25%, the same for deposits above 1 year up to 18 months. An 18-month FD gives 7.60%, while deposits from above 18 months to 2 years and 2 to 3 years earn 7.25%.

Deposits above 3 years to less than 5 years are at 6.75%, and the highest rate of 7.90% is offered for a 5-year FD. Deposits above 5 years up to 10 years earn 7.25%.

Suryoday Small Finance Bank latest FD rates for general and senior citizens

For longer-term deposits, the returns are even more attractive: a 1-year FD earns 7.45%, the same for deposits above 1 year up to 18 months. An 18-month deposit gives 7.95%, while deposits above 18 months to 2 years and 2 to 3 years earn 7.45%. Deposits above 3 years to less than 5 years are at 6.95%.

The highest rates are offered for a 5-year deposit, with 7.90% for regular and 8.10% for senior citizens. Deposits above 5 years up to 10 years earn 7.45%.

Are FDs in SFBs secure?

This means if the bank faces financial trouble, the government-backed insurance protects your deposit up to ₹5 lakh.

Amounts above ₹5 lakh are not insured, so it’s wise to spread large deposits across multiple banks if you want full insurance coverage.