Small savings interest rates January-March 2026: Finance Ministry keeps rates unchanged
.png)
5 min read | Updated on January 01, 2026, 09:46 IST
SUMMARY
Small savings rates January-March 2026: The Finance Ministry has kept the interest rates unchanged for all small savings schemes, including Post Office Time Deposit, Post Office Monthly Income Scheme, Post Office Recurring Deposit, Public Provident Fund (PPF), National Savings Certificate (NSC), Senior Citizen Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY) Account.
Finance Ministry announced small savings scheme interest rates for January-March 2026 on December 31, 2025. | Image source: Shutterstock
Small Savings interest rates from January 2026: Finance Ministry to announce today
The Ministry of Finance has kept the interest rates for small savings schemes unchanged. This means there is no change in rates for schemes like Post Office Time Deposit, Post Office Monthly Income Scheme, Post Office Savings Account, Post Office Recurring Deposit, Public Provident Fund (PPF), National Savings Certificate (NSC), Senior Citizen Savings Scheme (SCSS), Kisan Vikas Patra (KVP), Sukanya Samriddhi Yojana (SSY) Account for Janaury-March quarter of FY 2025-26.The small savings interest rates announced today will be applicable for the January to March quarter of FY 2025-26.
December 31, 2025, 19:51 PM
What was Post Office Recurring Deposit interest rate for October-December 2025?
The Ministry of Finance announced the interest rate of Post Office Recurring Deposit (RD) for October-December quarter of FY 2025-26 on September 30, 2025. The Ministry declares the Post Office RD interest rate every quarter. The scheme is popular among small savers for guaranteed recurring income. (read more)December 31, 2025, 17:25 PM
What was Kisan Vikas Patra (KVP) interest rate for October-December 2025?
The Ministry of Finance announced no change in the interest rate of Kisan Vikas Patra (KVP), account for the October-December quarter of FY 2025-26 on September 30, 2025. The KVP scheme continues to offer 7.5% interest to account holders. (read more)December 31, 2025, 16:37 PM
What was Post Office Monthly Income Scheme interest rate for October-December 2025?
Post Office Monthly Income Scheme (POMIS) interest rate for October-December quarter of FY 2025-26 was announced by the Finance Ministry on September 30, with no change. POMIS account offers a monthly income against a lump sum deposit to investors. Currently offered only by the Post Office, the scheme is very popular among senior citizens.December 31, 2025, 16:08 PM
What was Post Office Savings Account interest rate for October-December 2025?
There was no change in the interest rate for Post Office Savings Accounts (POSA) in October-December. The interest rate offered to POSA depositors is higher than the savings account interest rates offered by banks like SBI and HDFC Bank. (read more)December 31, 2025, 15:32 PM
What was National Savings Certificate interest rate for October-December 2025?
The Finance Ministry announced no change in the NSC interest rate for the October-December quarter of FY 2025-26 on September 30, 2025. The NSC accounts can be opened in a post office. The scheme is currently offering 7.7% interest compounded annually, which is paid to investors on maturity. (read more)December 31, 2025, 14:58 PM
What was Sukanya Samriddhi Yojana account interest rate for October-December 2025?
The Finance Ministry announced the Sukanya Samriddhi Yojana (SSY) interest rate for the October-December quarter of FY 2025-26 on September 30, 2025. The ministry made no change to the SSY interest rate, which is 8.2% at present. (read more)December 31, 2025, 14:30 PM
What was Post Office Time Deposit interest rate for October-December 2025?
The Ministry of Finance announced no change in the interest rate of Post Office Time Deposit (TD), or fixed deposit (FD), plans for the October-December quarter of FY 2025-26 on September 30, 2025. The Post Office is offering time deposits in four tenures, with the maximum interest rate of 7.5%. (read more)December 31, 2025, 13:48 PM
What was SCSS interest rate for October-December 2025?
The SCSS interest rate for next quarter of FY 2025-26 was announced on September 30, 2025. The Government kept the rate unchanged at 8.2%. As per Senior Citizen Savings Scheme Rules 2019, senior citizens can open the SCSS account either individually or jointly with their spouses. (read more)December 31, 2025, 12:18 PM
What was PPF interest rate for October-December 2025?
Public Provident Fund account interest for the October-December 2025 quarter of FY 2025-26 was announced by the Finance Ministry on September 30, 2025. There was no change in the rate.
The PPF account is offering 7.1% interest compounded annually. For the July-September quarter, the Government had also decided to keep the PPF interest rate unchanged, along with other small savings schemes. (read more)December 31, 2025, 11:16 AM
