Should you pre-book gold, silver jewellery for Akshaya Tritiya 2026? Experts explain

With the highly auspicious festival of Akshaya Tritiya just around the corner, falling this year on April 19, 2026 (Sunday), you may be wondering whether to pre-book gold, silver jewellery in the wake of exorbitant prices and lingering geo-political uncertainties. As we write, gold and silver prices of the highest purity on Sunday were priced at ₹1,52,740 per 10 gm and ₹2.72 lakh per kg.

Now before we help you decide as to whether you should buy these precious metals on Akshaya Tritiya, here are the pros and cons you should know:

By pre-booking, you will protect yourself against any rise in prices of gold and silver jewellery in the lead-up to the festival. It may help save you significant cash. More so because gold and other precious metals usually see a price rise ahead of the festivities, in the anticipation of a higher demand.

Also, given the current geopolitical situation, prices have been volatile, so by going for the pre-booking offer, you can cushion yourself against any steep and sudden rise.

Some jewellers deduct from making charges or give small gifts as bonuses for booking now during their slow season.

In addition, it helps to schedule your purchases in advance and eliminate last-minute panic buying.

However, Kirang Gandhi, a Pune-based personal finance mentor said, “if prices fall, the consumer still pays the booking price at that time. You are at the mercy of both the jeweller's terms and of his trust in you. An advance payment gets locked down.”

Typically, when pre-booking, you as a customer need to make a part payment now and book the price for buying jewellery or any other item of gold and silver. Later, you complete your purchase on the occasion of Akshaya Tritiya.

Major retailers like Reliance Jewels and others open the limited period offer a few days before the festival. Like in the case of Reliance Jewels, the offer to pre-book gold buying on Akshaya Tritiya ends today i.e. April 13. Furthermore, you need to pay 25% advance to lock in your gold rate. Also, to make the offer lucrative, the company’s website mentions that in case the gold rate rises that day you need to pay the booked rate and if it falls you need to pay the lower rate.

Indriya, Aditya Birla jewellery retail chain, in its offer for Akshaya Tritiya says to pay 25% to lock the lower rate between booking date and billing date.

Other special offers available during this time are discounted making charges and free gold and silver offers among others.

Note, offers for the occasion may vary across retails, customers should check full pre-booking conditions before making any buying decisions.

Should you pre-book gold and silver ahead of Akshaya Tritiya 2026?

Dr. Renisha Chainani, Head of Research at Augmont said, “auspiciousness should not come at the cost of financial awareness.”

“With Akshaya Tritiya on April 19, pre-booking schemes offered by jewellers deserve careful evaluation, not blind trust. These schemes typically allow buyers to lock in today's price, pay an advance of 10–25%, and collect jewellery on the auspicious date. The price-lock benefit is real, as gold is expected to rise by 3-4% in the next few days, early bookers gain meaningfully. However, buyers must scrutinise the fine print. Making charges are often revised upward at delivery. Cancellation terms are frequently unfavourable, with deductions of 2–5%,” she added.

Given the current price action in gold/ silver, Prithviraj Kothari, Managing Director at RiddiSiddhi Bullions Ltd., President of India Bullion and Jewellers Association Ltd. and Chairman at Jain International Trade Organisation said, “Pre-booking gold and silver ahead of Akshaya Tritiya makes sense when prices are trending higher — and right now, they are.”

Also, he said that not all jewellers offer transparent terms.

Manoj Jain, Director, Head Commodity Research, Prithvi Finmart Private Limited is of the view that customers can pre-book gold and silver ahead of Akshaya Tritiya. looking at easing US-Iran conflicts and cooling-off crude oil and dollar index.

Meanwhile, Adib Noorani, Independent market expert, is of the view that gold prices are unlikely to move sharply higher till the upcoming Akshaya Tritiya on technical charts. And if at all it hikes the customer is protected against it, as they get it at the booked price, and in case of price drops they pay the lower gold prices.

-Stick to hallmarked, BIS-certified jewellers with transparent terms.

-Read cancellation clauses carefully.

-For pure investment purposes, Gold ETFs or digital gold offer cleaner price discovery without the jeweller risk.