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  1. Post Office Recurring Deposit interest rate for October 2025 announced: How much you can get

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Post Office Recurring Deposit interest rate for October 2025 announced: How much you can get

Upstox

2 min read | Updated on October 01, 2025, 10:00 IST

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SUMMARY

No change in Post Office Recurring Deposit interest rate for October-December 2025. Currently, the Post Office RD account is offering 6.7% interest. According to the Post Office website, deposits under Post Office RD mature after 5 years from the date of opening.

Post Office Recurring Deposit interest rate October-December 2025

Any changes in the Post Office RD interest rate apply exclusively to new accounts opened during the quarter. | Image: Shutterstock

Post Office Recurring Deposit interest rate October-December 2025: The Ministry of Finance announced the interest rate of Post Office Recurring Deposit (RD) for October-December quarter of FY 2025-26 today, September 30, 2025.
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The Finance Ministry declares the Post Office Recurring Deposit interest rate every quarter. The scheme is popular among small savers for guaranteed returns.

Post Office Recurring Deposit current interest rate

The Post Office Recurring Deposit scheme is offering 6.7% interest. According to the Post Office website, deposits under Post Office RD mature after 5 years from the date of opening.

Impact of Post Office RD interest rate hike or cut

Any changes in the Post Office RD interest rate apply exclusively to new accounts opened during the quarter when the revised rate is announced.

This means:

If the Finance Ministry raises the Post Office RD interest rate, only new investors (or fresh deposits after account maturity/extension) will benefit from the higher rate.

Existing Post Office RD account holders will continue earning the interest rate that was applicable when they opened or extended their account.

Ahead of the upcoming small savings scheme interest rate announcement, Post Office RD account holders were hopeful for an interest rate hike. However, no change has been made in the interest rate. Additionally, any changes in the interest rate, whether an increase or a decrease, will not impact the existing investments under the Post Office RD scheme.

Post offices in India offer small savings schemes to citizens across diverse sectors. These schemes encompass a range of instruments with competitive interest rates and tax benefits. Popular among these are the Public Provident Fund (PPF), Sukanya Samriddhi Yojana, and Kisan Vikas Patra, each serving as a valuable avenue for wealth creation
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About The Author

Upstox
Upstox News Desk is a team of journalists who passionately cover stock markets, economy, commodities, latest business trends, and personal finance.

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