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  1. Kisan Vikas Patra (KVP) interest rate for October 2025 announced; details here

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Kisan Vikas Patra (KVP) interest rate for October 2025 announced; details here

Upstox

2 min read | Updated on October 01, 2025, 10:19 IST

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SUMMARY

Kisan Vikas Patra (KVP) interest rate for October-December 2025 was announced today with no change. The KVP scheme helps millions of depositors double their money in 9 years 7 months with a sovereign guarantee.

Kisan Vikas Patra interest rate October-December 2025

The deposit made in a Kisan Vikas Patra (KVP) account will double upon maturity. | Image: Shutterstock

Kisan Vikas Patra interest rate October-December 2025: The Ministry of Finance announced no change in the interest rate of Kisan Vikas Patra (KVP), account for the October-December quarter of FY 2025-26 today, September 30, 2025.
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The KVP scheme will continue to offer 7.5% interest to account holders.

Who can invest in KVP?

The KVP account can be opened by the following:
Single adult: The account can be opened by an individual adult.
Joint account: A joint account can be opened by up to three adults.
Guardian: A guardian can open the account on behalf of a minor or a person of unsound mind.
Minor: A minor above 10 years can open the account in their own name.

KVP scheme details

Interest rate: The scheme offers an interest rate of 7.5% per annum, compounded annually.
Minimum investment: The minimum deposit required to open an account is ₹1,000.
No upper limit: There is no maximum investment limit under the scheme.

However, any amount invested in KVP doubles in 115 months (9 years and 7 months). The amount once deposited in KVP can be withdrawn only on maturity. However, premature closure is allowed in some conditions.

KVP interest rate: What was expected?

The KVP interest rate has remained unchanged at 7.5% since April 1, 2023.

Along with KVP, the interest rates on other small savings schemes like PPF, KVP, SSY, SCSS, and NSC were also expected to be revised.

The interest rates of small savings schemes like Kisan Vikas Patra, SCSS, NSC, PPF, Post Office Fixed Deposit, and SSY track the yields of G-secs of comparable maturities in the secondary market.

KVP scheme helps millions of depositors double their money in 9 years 7 months with a sovereign guarantee. If the interest rate is reduced, then the time required to double the investment will increase.

KVP (Kisan Vikas Patra) maturity payment rules
Maturity benefit: The deposit made in a Kisan Vikas Patra (KVP) account will double upon maturity.
Maturity period: The maturity period of the deposit under this scheme is determined based on the rate of interest applicable at the time of opening the account.
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