Gold prices drop in India: Top ways to invest in the yellow metal in 2025

The love for gold is indeed a long-standing one in India. Traditionally favoured by women, gold has become a reliable investment option for anyone looking to diversify their portfolio.

With gold prices falling in India, many people are likely to buy more gold jewellery and coins. The dip in prices is likely to encourage more people to shop for gold.

Top ways to invest in gold

Here are some popular and effective ways to invest in gold:

In India, this is the most conventional and culturally significant way to invest in gold. Gold jewellery is frequently purchased for important occasions like weddings and festivals. Before buying a jewellery, it's important that you must be aware of the gold rate of that day, and also the resale value will be marginally lower as it has manufacturing costs and GST.

Gold coins and bars are a wise option for anyone wishing to invest in the yellow metal without having to pay extra for making charges. Gold coins and bars come in variety of weights and purity levels, and can be purchased via banks, jewellers.

Gold ETFs are an easy way to invest in the yellow metal without These are backed by actual gold and are traded on the stock exchange similarly to stocks.

Digital gold allows you to buy gold online for as low as ₹1. It is offered by fintech platforms and is a tech-savvy way to invest in the yellow metal. There's no risk of theft or making charges involved.

SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. The Bond is issued by the Reserve Bank on behalf of the Government of India.  They offer annual interest (currently 2.5%) in addition to capital appreciation and come with tax benefits if held until maturity.

Please note the RBI has not announced any new SGB issue since FY 2024-25. However, interested buyers may still buy SGBs from the secondary market if available at a discount.