Best travel insurance plans: Check essential tips and top providers

While travelling is fun and a great way to escape the drudgery of everyday life, having travel insurance is also equally important.

Travel insurance provides financial protection and peace of mind during trips, covering unexpected events such as medical emergencies, trip cancellations, lost baggage, and travel delays.

It safeguards travellers against potential financial losses, ensuring they are prepared for unforeseen circumstances while exploring new destinations. Based on your plan, you can also choose additional coverage through premium add-ons.

Here is why you should never travel without insurance:

Healthcare security: Travel insurance covers medical expenses abroad, ensuring you're protected from unexpected illnesses or injuries.

Protection against mishaps: Lost baggage, stolen passports, or misplaced documents are covered, minimising hassle and costs.

Handling of trip interruptions: Insurance reimburses you for missed connections or cancelled plans due to unforeseen events like weather disruptions.

Protection in unfamiliar terrain: If theft occurs abroad, insurance compensates for stolen belongings, providing support when you need it most.

What are the options for travel insurance in India?

Several companies in India offer comprehensive travel insurance policies. Let us explore some of the travel insurance companies in India:

Religare Travel Insurance

Religare travel insurance is known for comprehensive medical coverage and cancellation benefits. Moreover, they also have home burglary insurance coverage, which can provide an extra layer of protection for your belongings while you are away on vacation.

Tata AIG Travel Insurance

With Tata AIG travel insurance, travellers can go for a single trip, multiple trips, and international travel trip policies. The company provides coverage for medical and crucial emergencies, features such as Covid-19 coverage, and several cancellation benefits.

HDFC ERGO Travel Insurance

HDFC ERGO provides strong protection for theft and lost luggage, along with important medical coverage. Travellers also get coverage for emergency dental costs and a daily cash allowance during emergencies, making sure that they have the support needed during the trip.

Bajaj Allianz Travel Insurance

Bajaj Allianz provides comprehensive travel insurance, covering medical emergencies, Covid-19-related issues, and cancellations. Their policy covers travel by both public and private transportation, providing complete protection for all types of travel.

ACKO Travel Insurance

One of the highlights of ACKO travel insurance is its instant policy purchase through a digital platform. The budget-friendly plans also have a quick claim settlement and zero out-of-pocket costs. ACKO also provides flexibility with various sum-insured options.

Apollo Munich Travel Insurance

The Apollo Munich travel insurance plan is suitable for individuals, families, and seniors, with options like annual multi-trip plans. It provides broad medical coverage and includes benefits for trip cancellations and lost luggage, effectively covering many travel-related issues.