IRFC Q1 Result: Net profit grows 11%, revenue rises to ₹6,915 crore YoY; check details

The company’s revenue from operations grew 2.2% YoY to ₹6,915 crore in the quarter under review in contrast to ₹6,766 crore seen in Q1 FY25.

The Navratna CPSE said it has reported its strongest-ever quarterly performance, registering record earnings across key financial indicators, including revenue, profitability, and net worth.

“This is the highest ever total income reported for a quarter in the history of lRFC,” the firm said in a statement.

The operating profit, or earnings before interest, taxes, depreciation, and amortisation (EBITDA), also advanced 2% at ₹6,869 crore as against ₹6,733 crore in the corresponding quarter last fiscal year. Margin, however, contracted a little to 99.3% as compared to 99.5% YoY.

IRFC’s net interest margin (NIM) improved to 1.53% (annualised), the best in the last three years, reflecting stronger lending spreads and tighter cost management.

The firm has also reported a book value of ₹41.65 per share.

IRFC's net worth now stands at ₹54,423.96 crore, marking the highest level recorded since its inception.

Commenting on the earnings, IRFC Chairman and Managing Director Manoj Kumar Dubey said, “Our performance this quarter reflects the robustness of IRFC's financial strategy and its critical role in advancing the infrastructure goals of Indian Railways. As the sector undergoes unprecedented transformation, we are committed to driving financial innovation and maintaining operational excellence.”

Additionally, the company's debt-to-equity ratio improved further to 7.44, highlighting a healthier balance sheet. It also retained the lowest overhead cost in the industry, reinforcing its reputation for operational efficiency. Importantly, lRFC reported a continued streak of zero non-performing assets (NPA), maintaining a clean loan book.

“We continue to secure the very attractive cost of capital within the ecosystem of NBFC, and true to our ethos, we are sharing this benefit directly with our customers. The competitive edge with very low overhead cost coupled with zero NPA and stable cash flows sets us apart in the industry, not just in pricing but in creating true partnership,” Dubey further added.

On Tuesday, shares of IRFC settled at ₹130.7 apiece on the National Stock Exchange, declining 2.73% ahead of the earnings.