IDBI Bank Q1 net profit jumps 17% to ₹2,007 crore, NII down 2%

IDBI Bank posted a 16.75% increase a standalone net profit of ₹2,007.36 crore in the latest April-June quarter of the financial year 2025-26, as compared to ₹1,719.27 crore in the same period of the previous year.

The net interest income declined 2% to ₹3,166 crore in the quarter ended June 2025, as against ₹3,233 crore in Q1 FY25.

The private lender's operating profit improved by 13% to ₹2,354 crore in the quarter under review as against ₹2,076 crore in Q1 FY2025.

On the asset quality front, the gross non-performing asset (NPA) ratio improved to 2.93% in the reporting quarter as against 3.87% in Q1 FY25 and 2.98% in the March quarter.

The Net NPA ratio improved to 0.21% in Q1 FY26, compared to 0.23% in the June quarter of FY25. In Q4 FY25, it stood at 0.15%.

Provision Coverage Ratio (including Technical Write-Offs) stood at 99.31% in the first quarter of the current fiscal as against 99.34% as of June 30, 2024.

IDBI Bank share price

In an exchange filing, the lender said its "Tier 1 capital improved to 23.71% as on June 30, 2025, as against 20.26% as on June 30, 2024. CRAR improved to 25.39% as on June 30, 2025, as against 22.42% as on June 30, 2024. Risk Weighted Assets (RWA) stood at ₹1,92,965 crore as on June 30, 2025, as against ₹1,77,755 crore as on June 30, 2024."

Its total deposits advanced to ₹2,96,868 crore in the three months ended June 2025 as against ₹2,77,548 crore in the corresponding period of the previous quarter, registering a growth of 7% year-on-year (YoY).