Bajaj Finance Q4 preview: Net profit likely to see double-digit rise; key focus on dividend

Bajaj Finance will announce its March quarter results (Q4FY26) on April 29, 2026. The earnings are likely to be announced after market hours.

Earlier this month, Bajaj Finance released its quarterly business update with 20.5% YoY growth in new loans booked to ₹1.28 lakh crore, while its total assets under management grew by 22% YoY to ₹5.10 lakh crore, crossing the ₹5 lakh crore mark for the first time. Total customer franchise as of 31 March 2026 stood at 11.93 crore.

As per experts, Bajaj Finance could report a 20 to 22% YoY rise in net profit, while its net interest income (NII) could see a similar rise of 19 to 23% YoY, supported by robust growth in new loans and an increase in assets under management.

In Q4FY25, Bajaj Finance reported a net profit of ₹4,546 crore and ₹4,066 crore in the previous quarter. Meanwhile, its net interest income (NII) stood at ₹9,807 crore in the same quarter last fiscal year and ₹11,317 crore in the previous quarter.

Ahead of the Q4 result announcement, Bajaj Finance shares ended the session flat at ₹920. So far this year, Bajaj Finance shares are down over 6.4% amid high volatility in broader markets.

Technical outlook

Bajaj Finance appears to be stabilising after a sharp corrective phase, with price action forming a base in the ₹880 to ₹900 zone and gradually inching higher. The stock has reclaimed its 20-day and 50-day EMA and is attempting to hold above it. However, it still trades below the 200-day EMA near ₹950, which remains a key resistance and trend barrier.

In the near term, ₹950 to ₹960 is the critical resistance zone. A sustained move above this could open the door for a stronger recovery. On the downside, ₹890 remains immediate support, with a break below this level likely to negate the current base-building attempt.

Options outlook

Bajaj Finance options trend indicates implied movement of ±7.9% for 26 May expiry. The at-the-money strike on 29 April is at 930, with both the call and put options priced at ₹73. This suggests that traders are expecting a price movement of ±7.9% till its May expiry.

Let’s examine how Bajaj Finance stock has reacted to its quarterly earnings announcements over the past ten quarters to gain insights into its price movements.

Options strategy for Bajaj Finance

As of 29 April, the options market is pricing in a ±7.8% move in Bajaj Finance. This suggests that volatility is expected to be high, making both long and short straddle strategies relevant.

Traders aiming to benefit from the expected volatility may consider a long straddle. This strategy involves buying an at-the-money call and put with the same strike price and expiry date. The strategy becomes profitable if the stock moves beyond ±7.9% in either direction before the expiry date.

On the other hand, a Short Straddle is better suited when volatility is expected to cool off. In this strategy, the trader sells an at-the-money call and put with the same strike and expiry, reflecting a view that Bajaj Finance will stay within a ±7.9% range following the earnings announcement.

Disclaimer:

Derivatives trading must be done only by traders who fully understand the risks associated with them and strictly apply risk mechanisms like stop losses. The information is only for educational purposes. We do not recommend any particular stock, securities or strategies for trading. The securities mentioned in this article are purely illustrative and not recommendations. Investors are advised to do their own research before investing.