RBI's balance sheet increases 8.2% to ₹76.25 lakh crore in FY25

The size of the Reserve Bank's balance sheet as on March 31, 2025 increased by 8.20% year-on-year, leading to a bumper dividend of ₹2.69 lakh crore for the central government.

Increase on the assets side was due to a rise in gold, domestic investments and foreign investments by 52.09%, 14.32% and 1.70%, respectively, said the RBI's Annual Report for the Year 2024-25 released on Thursday.

Income for the year increased by 22.77% and expenditure rose by 7.76%.

"The year ended with an overall surplus of ₹2,68,590.07 crore as against ₹2,10,873.99 crore in the previous year, resulting in an increase of 27.37%," it said.

The balance sheet of the RBI reflects activities carried out in pursuance of its various functions including issuance of currency as well as monetary policy and reserve management objectives.

According to the report, the size of the balance sheet increased by ₹5,77,718.72 crore, or 8.20%, from ₹70,47,703.21 crore as on March 31, 2024 to ₹76,25,421.93 crore as on March 31, 2025.

On the liabilities side, the RBI said expansion was due to increase in notes issued, revaluation accounts, and other liabilities by 6.03%, 17.32% and 23.31%, respectively.

Domestic assets constituted 25.73% while foreign currency assets, gold (including gold deposit and gold held in India) and loans and advances to financial institutions outside India constituted 74.27% of total assets as on March 31, 2025 as against 23.31% and 76.69%, respectively, as on March 31, 2024.

A provision of ₹44,861.70 crore was made and transferred to the Contingency Fund (CF).