PNB launches LUXURA Metal Credit Card on Visa Infinite platform; check key features and benefits  

Public sector lender Punjab National Bank (PNB) has launched a new credit card in the premium category, the LUXURA Metal Credit Card on the VISA Infinite platform.

The card is designed for customers with evolving lifestyle aspirations, offering higher credit limits, more rewards, and additional travel benefits.

With this, the Luxura card will now be available on both RuPay and Visa platforms.  

PNB Luxura Metal Credit Card: Key benefits and features

• 4 reward points for every ₹100 spent

• Welcome benefit of 20,000 reward points (equivalent to ₹5,000) on spending ₹50,000 within the first 90 days

• 3X reward points on travel and dining  

• 10,000 bonus reward points on annual spends of ₹5 lakh

• Zero foreign exchange markup on international transactions

• Unlimited complimentary access to domestic and international airport lounges

• Visa Luxury Hotel Collection benefits: Daily breakfast for two, food and beverage credits, complimentary Wi-Fi, VIP guest status, room upgrades and late check-out (subject to availability)

• Savings of up to 20% under the Visa Dine & Save programme (valid across select restaurants in India and abroad)

• Discounts on domestic and international flights and hotel bookings through platforms like Ixigo, Agoda, Expedia and Trip.com

• Exclusive offers at leading hospitality brands, including IHG Hotels, ITC Hotels and Elivaas Villas

• Buy-one-get-one movie tickets on BookMyShow

• Discounts on events, dining and shopping on District

• Grocery discounts and savings on BigBasket

• Fuel surcharge waiver of up to ₹350 per billing cycle

• 24x7 Visa Concierge Services with personalised assistance for travel planning, dining reservations, healthcare support, entertainment bookings, gifting, shopping and lifestyle needs

Commenting on the launch, PNB MD and CEO Ashok Chandra said, “As customer expectations continue to evolve, there is a growing demand for financial solutions that seamlessly combine global acceptance, premium experiences and everyday convenience. The LUXURA Metal Credit Card has been thoughtfully designed to address these aspirations, offering a refined blend of exclusivity, flexibility and lifestyle privileges. With the launch of the credit card on the VISA Infinite platform, PNB strengthens its premium banking proposition and reaffirms its commitment to delivering globally competitive, customer-centric solutions that align with the evolving lifestyle needs of today’s customers, both in India and internationally.”

Metal cards are quickly gaining popularity in India, especially in the premium credit card segment. Banks in both the public and private sectors are introducing metal variants to attract high-spending customers by offering enhanced travel and lifestyle benefits.