Punjab & Sind Bank is a leading public sector bank and a major bank in Northern India. The bank's business is taking deposits and making advances and investments and is principally divided into retail banking, corporate banking, priority sector banking, treasury operations, and other banking services, such as agency functions for insurance distribution of mutual funds and pension, and tax collection services. They have various deposit products such as current savings and term deposits for customers. In retail banking, it provides loans and advances for housing, trade, automobiles, consumer durables, education, and personal loans. They provide commercial banking products and services to corporate customers including mid-sized and small businesses and government entities.