J & K BANK LTD. Share Price

NSE

Company Profile


Jammu & Kashmir Bank Limited functions as a universal bank in Jammu & Kashmir and Ladakh and as a specialized bank in the rest of the country. It is also designated as RBI’s agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT. It follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. It was incorporated in 1938 and is listed on the National Stock Exchange of India Limited and the Bombay Stock Exchange Limited.

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