Housing and Urban Development Corporation Limited (HUDCO) is a premier techno-financing public sector enterprise, in the field of housing and infrastructure development in the country. With an authorized capital of Rs 2,500 crore, as of date, it has a paid-up equity of Rs. 2,001.90 Crore. The corporation is headquartered in New Delhi and operates through a strong and multi-disciplinary workforce placed over its nationwide network of regional and development offices. With its corporate vision of being among the world’s leading knowledge hubs and financial facilitating organizations for habitat development, it is on the mission of promoting sustainable habitat development to enhance the quality of life. It was upgraded to a Schedule-A PSE in 2002 and was also conferred the Mini Ratna status in 2004. They classify their housing finance loans into social housing, residential real estate, and retail finance, which is branded as HUDCO Niwas (collectively, Housing Finance).