September 24, 2024

From passbooks to UPI: Evolution of banking in India 

From passbooks to UPI: Evolution of banking in India 

Introduction
From paper passbooks to digital apps, the way we bank has changed drastically over the decades. Let’s explore this fascinating evolution!

The 1960s - 1980s - Passbook era
Remember passbooks? Once, they were essential for tracking your savings. Every transaction meant a visit to the bank to update your passbook.

1990s - Arrival of ATMs
ATMs, transforming banking. Suddenly, cash was available 24/7, and queues at bank counters began to shrink. 

2000s - Internet banking boom
Internet banking emerged in the early 2000s, bringing banking to your desktop. Transfers, bill payments, and balance checks became a click away.

2010s - Mobile banking revolution
Smartphones took banking to the next level. With mobile apps, you can now manage your finances, invest, and even apply for loans anytime, anywhere. 

2020s - UPI and digital wallets
UPI and digital wallets like Paytm and Google Pay have redefined convenience, making instant, cashless transactions the new norm in India. 

Banking in India has come a long way from passbooks to powerful mobile apps. Today, banking is at your fingertips, faster and more secure than ever. 

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