november 28, 2024

All you need to know  about PMAY Urban 2.0

Pradhan Mantri Awas Yojana (PMAY) Urban 2.0 aims to transform urban housing in India by providing financial assistance to 1 crore urban poor and middle-class families. Learn the key highlights and benefits!

PMAY was launched in 2015, with the motto of "Housing for All". The project focuses on the redevelopment of slums, credit-linked subsidies, and more. 

Introduction

The vision of PMAY-Urban 2.0 is to ensure that every citizen in India gets safe, secure and affordable housing with a primary focus on economically weaker sections (EWS). 

Vision

-Subsidised home loans up to ₹1.80 lakh under CLSS.
-Focus on women's ownership of houses.
-Inclusive of EWS, LIG, MIG-I, and MIG-II categories.

Key features

The government plans an investment of ₹10 lakh crore to address the housing needs of 1 crore families. The implementation involves state government and private organisations for faster execution.

Funding and implementation

So far, the scheme has benefitted about 25 lakh beneficiaries of different segments. 

Progress so far

-EWS: Annual income upto ₹3 lakh.
-LIG: Income from ₹3 lakh to ₹6 lakh
-MIG-I: Income from ₹6 lakh to ₹12 lakh
-MIG-II: Income from ₹12 lakh to 18 lakh

Who can apply?

To apply for PMAY-U 2.0, visit pmaymis.gov.in and fill in the required details and upload relevant documents. You can also easily track your application status online. 

How to apply?

PMAY-Urban 2.0 is a significant step toward affordable housing in India. The scheme primarily empowers women and bridges economic gaps by transforming lives. 

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