8 Takeaways from Die with Zero by Bill Perkins

june 6, 2025

Images: Shutterstock, Goodreads

In the book Die with Zero, author Bill Perkins talks about how to make the most of their money. Let’s look at the key lessons from the book. 

Invest in experiences. Just earning money without living truly takes the meaning out of success. Don’t just keep saving endlessly, but spend your money wisely. 

Live life to the fullest

No amount of money will buy you time, but you can always work more and earn again. Use your time to do things that actually matter to you. 

Time is valuable

After a certain point, extra money brings no real joy. Define your limit early so you can spend on things that matter to you instead of just saving. 

Knowing the limit

Don’t delay supporting your friends and family. Give money or support to your loved ones when they truly need it, and not when it suits you. 

Support your family

Money becomes useless if you are not fit to enjoy it. Have those adventures as long as your body allows it, and take care of your health every step of the way. 

Health also runs out

Spending time with your friends and family should be your priority. Make memories that will outlive you, and don’t get stuck in the materialistic world. 

Make memories

Don’t delay the good parts of your life because you’re saving them for a better time. The future isn’t promised, so use your money on things that bring you joy.

Have no regrets

Plan to die with zero—aim to spend all your money before you die by maintaining a balance of living, giving and saving. Don’t let fear cost you joy. 

Die with zero

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